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427 E Todd Ln, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 427 E Todd Ln, Charlotte, NC 28208

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,623 sqft
Lot Size0.549 acres (23,927 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Feb 2023)
Tax Bill$3,089 (2023)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Jun 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN057-101-11

Property Details

APN / Parcel Number

Primary APN057-101-11

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,623 sqft Heated Area

Exterior

Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area23,927 sqft (0.549 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number057-101-11
Street Address427 E TODD LN
CityCHARLOTTE
StateNC
Zip28208-1148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionL186-188 M4-668
Legal SubdivisionTODD PARK
Legal Lot Number186-188 188
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2008
Census Tract6016

Owner

Source: Mecklenburg County records · APN 057-101-11

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address427 E TODD LN, CHARLOTTE, NC 28208-1148
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST HORIZON BANK
Jun 02, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
L&O CONSTRUCTION COMPANY INC
Mar 17, 2022Deed, Transfer
May 17, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Apr 23, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2023 · Amount on Record
Deed SaleFeb 22, 2023 · Amount on Record
Prior SaleJun 02, 2022 · Amount on Record
Deed Document Number0037947732
Deed Book / Page37947 / 732
Record UpdatedJun 07, 2026

February 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 22, 2023
Property Address427 E TODD LN, CHARLOTTE, NC 28208-1148
Document Number0000015216
Book / Page37947 / 732
Map ReferenceMB 4 PG 668
Instrument DateFeb 22, 2023
Instrument2023015216
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 25, 2023
Title CompanyNOT AVAILABLE, TRYON TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7210 CONCORD HWY, MONROE, NC 28110-6925

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address427 E TODD LN, CHARLOTTE, NC 28208-1148

Mortgage

Document Number0000015217
DateFeb 22, 2023
Instrument2023015217
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 02, 2022
Property Address427 E TODD LN, CHARLOTTE, NC 28208-1148
Document Number0000083748
Book / Page37393 / 692
Map ReferenceMB 4 PG 668
Instrument DateJun 02, 2022
Instrument2022083748
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyTRYON TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1716 RANCHWOOD DR, CHARLOTTE, NC 28217-7965

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 SUNFLOWER LN, INDIAN TRAIL, NC 28079-8826
InvestorPossibly a Property Investor

Mortgage

Document Number0000083749
DateJun 02, 2022
Instrument2022083749
Lender
NameL&O CONSTRUCTION COMPANY INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term12 Months
DueJun 02, 2023

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionMECKLENBURG NC
Recording DateMar 17, 2022
Property Address427 E TODD LN, CHARLOTTE, NC 28208-1148
Document Number0000042105
Book / Page37164 / 735
Map ReferenceMB 4 PG 668
Instrument DateMar 17, 2022
Instrument2022042105
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 E TODD LN, CHARLOTTE, NC 28208-1148

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 17, 2019
Property Address427 E TODD LN, CHARLOTTE, NC 28208-1148
Document Number0000059587
Book / Page033514 / 000528
Instrument DateMay 15, 2019
Instrument59587
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$26.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2917 SMITH FIELD DR MONROE NC 281107753, MONROE, NC 28110-7753
InvestorPossibly a Property Investor

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 23, 2019
Property Address427 E TODD LN, CHARLOTTE, NC 28208-1148
Document Number0000046955
Book / Page033445 / 000808
Instrument DateApr 19, 2019
Instrument46955
Transaction TypeTransfer
Record UpdatedMay 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$20.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address125 REMOUNT ROAD C-1 #424 CHARLOTTE NC 28203, 424, CHARLOTTE, NC 28203

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 155 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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