Kendall County property record for 427 E Spring St, Yorkville, IL 60560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,583 sqft · built 1990 |
| Lot Size | 0.324 acres (14,099 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,000 (Jun 2019) |
| Tax Bill | $2,219 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-28-377-022 |
| Primary APN | 02-28-377-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,583 sqft Living Area |
| Gross Area | 3,586 sqft |
| 1st Floor Area | 1,583 sqft |
| Basement Area | 1,583 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 14,099 sqft (0.324 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 427 E SPRING ST |
|---|---|
| City | YORKVILLE |
| State | IL |
| Zip | 60560-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 PRAIRIE LANDS UNIT 2 CITY OF YORKVILLE |
| Legal Subdivision | PRAIRIE LANDS |
| Legal Lot Number | 2 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | BRISTOL |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 890402 |
427 E Spring St is owned and occupied by an individual who bought it in June 2019.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 427 E SPRING ST, YORKVILLE, IL 60560-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BANK |
| Jun 25, 2019 | Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CO |
| Sep 10, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on File |
| Deed Sale | Jun 25, 2019 · Amount on File |
| Prior Sale | Jul 1, 1990 · Amount on File |
| Deed Document Number | 20198389 |
| Prior Transfer Date | Aug 31, 2018 |
| Prior Transfer Doc | 0000013093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 427 E SPRING ST, YORKVILLE, IL 60560-2210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000019839 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 202000019839 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jun 25, 2019 |
| Property Address | 427 E SPRING ST, YORKVILLE, IL 60560-2210 |
| Document Number | 0000008389 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 201900008389 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | WHEATLAND TITLE GUARANTY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 427 E SPRING ST, YORKVILLE, IL 60560-2210 |
| Document Number | 0000008390 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 201900008390 |
| Name | FIRST CENTENNIAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Sep 10, 2018 |
| Property Address | 427 E SPRING ST, YORKVILLE, IL 60560-2210 |
| Document Number | 0000013093 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 13093 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 427 E SPRING ST YORKVILLE IL 605602210, YORKVILLE, IL 60560-2210 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Bristol Township |
| Municipality | Yorkville City |
| Unified School District | Yorkville Community Unit School District 115 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $100,479 Land $15,238 Building $85,241 | $301,437 Land $45,714 Building $255,723 | |
| 2024 | $2,219.00 | ||
| 2022 | $74,711 Land $11,330 Building $63,381 | $224,133 Land $33,990 Building $190,143 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 427 E Spring St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 427 E Spring St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORKVILLE serves 23,000 people · EPA ID IL0930250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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