Elk County property record for 427 E Main St, Ridgway, PA 15853
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 8 bd · 3 ba · built 1880 |
| Lot Size | 0.336 acres (14,636 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,559 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-12-232-7732 |
| Primary APN | 12-12-232-7732 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 22 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,636 sqft (0.336 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 427 E MAIN ST |
|---|---|
| City | RIDGWAY |
| State | PA |
| Zip | 15853-1333 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | 110.2 X IRR SOUTHERS ADD |
| Jurisdiction | ELK PA |
| Township / Civil Division | RIDGWAY |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 950400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ridgway Historic District listed 2003 · 729 contributing resources · NRIS 02001180 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
427 E Main St, a residential property, is owned and occupied by two individuals.
Source: Elk County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 427 E MAIN ST, RIDGWAY, PA 15853-1333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 427 E Main St was $3,559, up 2.8% from the year before.
Source: Elk County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Elk County |
| Municipality | Ridgway Borough |
| Unified School District | Ridgway Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,559.00 (+2.83%) | $43,450 (-) Land $6,850 Building $36,600 | $86,900 (-) |
| 2025 | $3,461.00 (+1.26%) | $43,450 (-) Land $6,850 Building $36,600 | $86,900 |
| 2024 | $3,418.00 (+2.21%) | $43,450 (-) Land $6,850 Building $36,600 | |
| 2023 | $3,344.00 | $43,450 Land $6,850 Building $36,600 | |
| 1984 | $86,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 13 (1981–2014) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | May 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGWAY BOROUGH WATER SYSTEM serves 4,700 people · EPA ID PA6240012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2026 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2021 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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