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427 E Main St, Pilot Rock, OR 97868 Property Records

Umatilla County property record for 427 E Main St, Pilot Rock, OR 97868

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,496 sqft · built 1950
Lot Size0.147 acres (6,432 sqft)
Owner2 Individual Names on Record
Last Sale$101,500 (Oct 2004)
Tax Bill$2,775 (2023)
Deeds & MortgagesDec 2023 Mortgage
Jan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN1S3216BB08100

Property Details

APN / Parcel Number

Primary APN1S3216BB08100
Alternative APNs
  • 104036.00
  • 104036

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area2,496 sqft Finished Area
Gross Area2,656 sqft
1st Floor Area1,248 sqft
Basement Area1,248 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1971
Exterior MaterialConcrete Block
Roof MaterialComposition Shingle
Lot Area6,432 sqft (0.147 acres)

Exterior Amenities

Deck Area52 sqft
Patio Area264 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air

Location & Zoning

Account Number104036
Old Parcel Number104036.00
Street Address427 E MAIN ST
CityPILOT ROCK
StateOR
Zip97868-6693
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionSEC/TWN/RNG/MER:SEC 16 TWN 01S RNG 32
Legal Range32E
Legal Township01S
Legal Section16
Legal QuarterNW
Quarter-Quarter SectionNW
Legal SubdivisionMOSER ADD
JurisdictionUMATILLA OR
Township / Civil DivisionPILOT ROCK
Census Block Group1
Census Block1227
Census Tract951400

Owner

Source: Umatilla County records, as of March 4, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address427 E MAIN ST, PILOT ROCK, OR 97868-6693
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2023Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Jan 5, 2023Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2004 · Amount on Record
Deed SaleOct 27, 2004 · Amount on Record
Deed Document Number2004-4730300
Record UpdatedJun 7, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUMATILLA OR
Property Address427 E MAIN ST, PILOT ROCK, OR 97868-6693
Transaction TypeMortgage
Record UpdatedDec 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 E MAIN ST, PILOT ROCK, OR 97868-6693

Mortgage

Document Number20230008532
DateDec 13, 2023
Instrument2023-0008532
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUMATILLA OR
Property Address427 E MAIN ST, PILOT ROCK, OR 97868-6693
Transaction TypeMortgage
Record UpdatedJan 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 E MAIN ST, PILOT ROCK, OR 97868-6693

Mortgage

Document Number20230000062
DateJan 5, 2023
Instrument2023-0000062
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of September 30, 2023

Property Jurisdictions

TypeName
StateOregon
CountyUmatilla County
MunicipalityPilot Rock City
Unified School DistrictPilot Rock School District 2 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,775.00$159,340 Land $23,850 Building $135,490$321,630 Land $27,000 Building $294,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2020)
Most Recent ClaimMay 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 77% of Oregon
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PILOT ROCK
serves 1,326 people · EPA ID OR4100626
Water SourceGroundwater
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wtechlink
Fiber · Fixed Wireless		10,000 / 10,000
Spectrum
Cable		1,000 / 1,000

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