Bell County property record for 427 E Lothbury Ave, Middlesboro, KY 40965
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2,160 sqft · built 2008 |
| Lot Size | 0.224 acres (9,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $34,000 (Jul 2011) |
| Tax Bill | $889 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 082-20-00-040.00 |
| Primary APN | 082-20-00-040.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,160 sqft Total Area |
|---|
| Year Built | Built 2008 |
|---|---|
| Lot Area | 9,800 sqft (0.224 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Account Number | 10348 |
|---|---|
| Street Address | 427 E LOTHBURY AVE |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-1625 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | NE 114 (LOT & HOME) |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 960700 |
427 E Lothbury Ave, a commercial property, is owned by an individual who bought it in July 2011.
Source: Bell County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 205 N 16TH ST, MIDDLESBORO, KY 40965-1603 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2011 · Amount on File |
| Deed Sale | Jul 1, 2011 · Amount on File |
| Deed Document Number | 000D353124 |
| Deed Book / Page | D353 / 124 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 427 E Lothbury Ave was $889.
Source: Bell County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $889.00 | $83,000 Land $83,000 | $83,000 Land $83,000 |
| 2023 | $869.00 | $83,000 | $83,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 E Lothbury Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 9 (1981–2011) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Jun 2011 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 E Lothbury Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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