427 E Loretta Ave, Stockton, CA 95207 Property Records

San Joaquin County property record for 427 E Loretta Ave, Stockton, CA 95207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,116 sqft · built 1963
Lot Size	0.157 acres (6,825 sqft)
Owner	Individual Name on Record
Last Sale	$284,500 (Apr 2021)
Tax Bill	$3,811 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`081-225-220-000`

Property Details

APN / Parcel Number

Primary APN	`081-225-220-000`
Alternative APN	`081-225-22`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,825 sqft (0.157 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	081-225-22
Street Address	427 E LORETTA AVE
City	STOCKTON
State	CA
Zip	95207-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 91
Legal Subdivision	VILLA DORADO 01
Legal Block	2
Legal Lot Number	91
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	2
Census Block	2006
Census Tract	3306

Owner

Source: San Joaquin County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 E LORETTA AVE, STOCKTON, CA 95207-2938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION LOANS LLC
Apr 27, 2021	Grant Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jul 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Prior Sale	Nov 12, 2009 · Amount on Record
Deed Document Number	202173511
Prior Transfer Date	Jul 9, 2018
Prior Transfer Doc	0000081910
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	427 E LORETTA AVE, STOCKTON, CA 95207-2938
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E LORETTA AVE, STOCKTON, CA 95207-2938

Mortgage

Document Number	0000079474
Date	Oct 6, 2023
Instrument	2023-079474

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	427 E LORETTA AVE, STOCKTON, CA 95207-2938
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E LORETTA AVE, STOCKTON, CA 95207-2938

Mortgage

Document Number	0000164045
Date	Sep 30, 2021
Instrument	2021-164045

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	DIAMOND BAR, CA 91765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 27, 2021
Property Address	427 E LORETTA AVE, STOCKTON, CA 95207-2938
Document Number	0000073511
Map Reference	VOL 16 PG 33
Instrument Date	Sep 29, 2020
Instrument	2021-073511
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	AMROCK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E LORETTA AVE, STOCKTON, CA 95207-2938

Mortgage

Document Number	0000073512
Date	Apr 27, 2021
Instrument	2021-073512

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Nov 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 25, 2018
Property Address	427 E LORETTA AVE, STOCKTON, CA 95207-2938
Document Number	0000081910
Instrument Date	Jul 9, 2018
Instrument	81910
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5364 E MORADA LN STOCKTON CA 952122604, STOCKTON, CA 95212-2604

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,811.00 (+263.65%)	$307,952 (+281.9%) Land $97,419 Building $210,533
2023	$1,048.00 (+4.07%)	$80,636 Land $19,848 Building $60,788	$325,980
2022	$1,007.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STOCKTON serves 192,702 people · EPA ID CA3910012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	300 / 30
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ezWave.

Nearby Properties on E Loretta Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures