Lorain County property record for 427 E Lorain St, Oberlin, OH 44074 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1960 |
| Square Footage | 1,714 sqft Living Area |
| Lot Size | 13,068 sqft (0.3 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,021.00 (2024) |
Source: Lorain County records · APN 09-00-087-102-020
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 427 E LORAIN ST, OBERLIN, OH 44074-1217 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 06, 2023 | Deed of Trust, Mortgage · Line of Credit THE OHIO EDUCATIONAL CU INC |
| Nov 15, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 21, 2023 |
| Transfer Doc | 0000935886 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 427 E LORAIN ST, OBERLIN, OH 44074-1217 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000937776 |
|---|---|
| Date | Dec 06, 2023 |
| Instrument | 2023-0937776 |
| Name | THE OHIO EDUCATIONAL CU INC |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 05, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 15, 2023 |
| Property Address | 427 E LORAIN ST, OBERLIN, OH 44074-1217 |
| Document Number | 0000935886 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 2023-0935886 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 E LORAIN ST, OBERLIN, OH 44074-1217 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Oberlin City |
| Unified School District | Oberlin City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,897.00 (-4.1%) | $60,940 (+0.01%) Land $7,660 Building $53,280 | $174,100 (-) Land $21,880 Building $152,220 |
| 2024 | $3,021.00 (+43.04%) | $60,935 (+60.72%) Land $7,658 Building $53,277 | $174,100 (+60.73%) Land $21,880 Building $152,220 |
| 2023 | $2,112.00 (+2.67%) | $37,913 (-0.02%) Land $5,786 Building $32,127 | $108,320 (-) Land $16,530 Building $91,790 |
| 2022 | $2,057.00 | $37,920 Land $5,790 Building $32,130 | |
| 2021 | $108,320 Land $16,530 Building $91,790 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 09-00-087-102-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,714 sqft Living Area |
| 1st Floor | 1,714 sqft 1st Floor |
| Basement Area | 1,714 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 13,068 sqft (0.3 acres) |
| Depth X Width | 160 ft x 82 ft Depth x Width |
| Deck Area | 287 sqft Deck |
|---|---|
| Patio Area | 287 sqft Patio |
| Porch | Porch |
| Porch Area | 39 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 427 E LORAIN ST |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-1217 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRIANGLE 136.00 |
| Legal Subdivision | TRIANGLE |
| Legal Block | 102 |
| Legal Lot Number | 87 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | OBERLIN |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 60100 |
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