427 E Lincoln Ave, Ada, OH 45810 Property Records

Hardin County property record for 427 E Lincoln Ave, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,536 sqft
Lot Size	0.432 acres (18,855 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Apr 2024)
Tax Bill	$1,527 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-050086.0000`

Property Details

APN / Parcel Number

Primary APN	`25-050086.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	768 sqft
Basement Area	264 sqft
Finished Basement	264 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Roof Type	Gable
Roof Material	Shingle
Lot Area	18,855 sqft (0.432 acres)
Lot Dimensions	419 ft deep x 45 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	427 E LINCOLN AVE
City	ADA
State	OH
Zip	45810-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAMS PT OL 3
Legal Subdivision	REAMS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1002
Census Tract	402

Owner

Source: Hardin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 E LINCOLN AVE, ADA, OH 45810-1236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 14, 2023	Deed of Trust, Mortgage · FHA Mortgage LOWER LLC
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 16, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Prior Sale	Nov 19, 2007
Deed Document Number	2024976
Deed Book / Page	570 / 3362
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	427 E LINCOLN AVE, ADA, OH 45810-1236
Transaction Type	Mortgage
Record Updated	May 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 N PEARL ST, SPENCERVILLE, OH 45887-1245

Mortgage

Document Number	00570/3364
Date	Apr 17, 2024
Book Page	570/3364
Instrument	2024000977

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	427 E LINCOLN AVE, ADA, OH 45810-1236
Transaction Type	Mortgage
Record Updated	Jul 17, 2023
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000568/948
Date	Jun 14, 2023
Book Page	568/948
Instrument	2023001568

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	427 E LINCOLN AVE, ADA, OH 45810-1236
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E LINCOLN AVE, ADA, OH 45810-1236

Mortgage

Document Number	00567/3597
Date	Apr 4, 2023
Book Page	567/3597
Instrument	2023000896

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	427 E LINCOLN AVE, ADA, OH 45810-1236
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	561/4677
Date	Aug 16, 2021
Book Page	561/4677
Instrument	202100002950

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,527.00 (+1.26%)	$37,980 (-) Land $2,520 Building $35,460
2024	$1,508.00 (+0.47%)	$37,980 (-) Land $2,520 Building $35,460
2023	$1,501.00 (+11.02%)	$37,980 (+27.71%) Land $2,520 Building $35,460	$108,510 (+27.7%) Land $7,200 Building $101,310
2022	$1,352.00	$29,740 Land $2,450 Building $27,290
2020			$84,970 Land $7,000 Building $77,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Watch TV.

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