427 E Laurel Ave, Havana, IL 62644 Property Records

Mason County property record for 427 E Laurel Ave, Havana, IL 62644

Property Summary

Property Type	Single Family Home
Lot Size	0.466 acres (20,320 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Sep 2015)
Tax Bill	$1,841 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-06-301-002`

Property Details

APN / Parcel Number

Primary APN	`10-06-301-002`
Alternative APN	`5-3816000`

Exterior

Lot Area	20,320 sqft (0.466 acres)

Location & Zoning

Street Address	427 E LAUREL AVE
City	HAVANA
State	IL
Zip	62644-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	A E WINDSOR'S ADD LTS 1 & 4 BLK 1 126
Legal Subdivision	WINDSOR'S ADD
Legal Block	1
Legal Lot Number	1,4
Jurisdiction	MASON IL
Township / Civil Division	HAVANA
Census Block Group	4
Census Block	4003
Census Tract	956500

Owner

Source: Mason County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 E LAUREL AVE, HAVANA, IL 62644-1427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HAVANA NATIONAL BANK
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit THE HAVANA NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2015 · Amount on Record
Deed Sale	Sep 14, 2015 · Amount on Record
Deed Document Number	2015278647
Prior Transfer Date	Aug 3, 2005
Prior Transfer Doc	1025/020
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON IL
Property Address	427 E LAUREL AVE, HAVANA, IL 62644-1427
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100290546
Date	Jan 20, 2021
Instrument	202100290546

Lender

Name	THE HAVANA NATIONAL BANK
Type	Bank
Address	HAVANA, IL 62644

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.32%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON IL
Property Address	427 E LAUREL AVE, HAVANA, IL 62644-1427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000288669
Date	Apr 13, 2020
Instrument	202000288669

Lender

Name	THE HAVANA NATIONAL BANK
Type	Bank
Address	HAVANA, IL 62644

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	Sep 1, 2020

Interest

Rate	5%

Tax Assessment & Valuation

Source: Mason County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Mason County
County Subdivision	Havana Township
Municipality	Havana City
Unified School District	Havana Community Unit School District 126 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,841.00 (+2.33%) Homeowner's exemption Senior Citizen's exemption	$30,110 (+9.1%) Land $6,690 Building $23,420	$90,330 (+9.1%) Land $20,070 Building $70,260
2024	$1,799.00 (-0.11%)	$27,599 (+3.35%) Land $6,132 Building $21,467	$82,797 (+3.35%) Land $18,396 Building $64,401
2023	$1,801.00 Homeowner's exemption Senior Citizen's exemption	$26,704 Land $5,933 Building $20,771	$80,112 Land $17,799 Building $62,313

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1985–1993)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Oct 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Oct 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVANA serves 2,963 people · EPA ID IL1250200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cass Cable TV Fiber	2,000 / 2,000

May also be available: Nextlink, Verizon.

Nearby Properties on E Laurel Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures