427 E L St, Newton, NC 28658 Property Records

Catawba County property record for 427 E L St, Newton, NC 28658 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,983 sqft · built 2004
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Sep 2020)
Tax Bill	$1,105 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3649-05-18-0834`

Property Details

APN / Parcel Number

Primary APN	`3649-05-18-0834`
Alternative APN	`0901596`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,983 sqft Living Area
1st Floor Area	1,380 sqft
Basement Area	545 sqft
Game Room	Game Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	31,799 sqft (0.73 acres)
Terrain	Rolling
Patio Area	167 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	427 E L ST
City	NEWTON
State	NC
Zip	28658-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 PLAT 44-158
Legal Lot Number	1
Jurisdiction	CATAWBA NC
Township / Civil Division	NEWTON
Census Block Group	4
Census Block	4004
Census Tract	11200

Owner

Source: Catawba County records · APN 3649-05-18-0834

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	427 E L ST, NEWTON, NC 28658-2645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 17, 2020	Warranty Deed, Transfer · FHA Mortgage GOPRIME MORTGAGE INC
May 31, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	202018910
Deed Book / Page	3600 / 87
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	427 E L ST, NEWTON, NC 28658-2645
Transaction Type	Mortgage
Record Updated	Nov 25, 2022
Title Company	PA AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037170652
Date	Jan 14, 2022
Book Page	3717/652
Instrument	1029

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Sep 17, 2020
Property Address	427 E L ST, NEWTON, NC 28658-2645
Document Number	0036000087
Book / Page	3600 / 87
Map Reference	MB 44 PG 158
Instrument Date	Sep 08, 2020
Instrument	18910
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	KEYSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1350 KENSINGTON CIR, 1350, NEWTON, NC 28658-9467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E L ST, NEWTON, NC 28658-2645

Mortgage

Document Number	18911
Date	Sep 17, 2020
Instrument	18911

Lender

Name	GOPRIME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 31, 2017
Property Address	427 E L ST, NEWTON, NC 28658-2645
Document Number	0034011185
Book / Page	03401 / 1185
Map Reference	MB44 PG158
Instrument Date	May 30, 2017
Instrument	09200
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 S MAIN AVE, 510, NEWTON, NC 28658-3423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E L ST, NEWTON, NC 28658-2645

Mortgage

Document Number	9201
Date	May 31, 2017
Instrument	09201

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	Annually
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	6
Max Rate	10.2%

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Newton City
Unified School District	Newton-Conover City Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,300 (-) Land $19,600 Building $257,700
2025	$1,105.00 (-53.02%)
2023	$2,352.00	$277,300 Land $19,600 Building $257,700	$277,300 Land $19,600 Building $257,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370350112004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Ripple Fiber, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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