427 E King St, Winona, MN 55987 Property Records

Winona County property record for 427 E King St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,116 sqft · built 1870
Lot Size	0.122 acres (5,314 sqft)
Owner	Individual Name on Record
Tax Bill	$1,406 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Apr 2020 Line of Credit + 1 more
APN	`32.110.0350`

Property Details

APN / Parcel Number

Primary APN	`32.110.0350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	780 sqft
Basement Area	336 sqft
Unfinished Basement	336 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Other
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,314 sqft (0.122 acres)
Lot Dimensions	140 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	572 sqft
Porch	Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	427 E KING ST
City	WINONA
State	MN
Zip	55987-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 CURTIS 3RD ADDITION LOT-002 BLOCK-018 E 12 1/2' LOT 2 & W 25' LOT 1 BLK 18
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	CURTIS 3RD ADDITION
Legal Block	18
Legal Lot Number	1-2
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2017
Census Tract	670600

Owner

Source: Winona County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	427 E KING ST, WINONA, MN 55987-4023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA
Apr 30, 2020	Deed of Trust, Mortgage · Line of Credit BREMER BANK NA
Oct 16, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 14, 2011
Transfer Doc	0000560234
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	427 E KING ST, WINONA, MN 55987-4023
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000608302
Date	Feb 13, 2018
Instrument	608302

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2038

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	427 E KING ST, WINONA, MN 55987-4023
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000624104
Date	Apr 30, 2020
Instrument	624104

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WINONA MN
Recording Date	Oct 16, 2024
Property Address	427 E KING ST, WINONA, MN 55987-4023
Document Number	000A657198
Instrument Date	Oct 11, 2024
Instrument	A657198
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 E MARK ST, WINONA, MN 55987-4041

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,406.00 (+7.16%) Homeowner's exemption	$173,500 (+18.59%) Land $32,700 Building $140,800	$173,500 (+18.59%) Land $32,700 Building $140,800
2025	$1,312.00 (+9.15%) Homeowner's exemption	$146,300 (+5.63%) Land $32,700 Building $113,600	$146,300 (+5.63%) Land $32,700 Building $113,600
2023	$1,202.00 Homeowner's exemption	$138,500 Land $31,100 Building $107,400	$138,500 Land $31,100 Building $107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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