St. Louis County property record for 427 E James St, Ely, MN 55731 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1952 |
| Square Footage | 960 sqft Gross Area |
| Lot Size | 12,496 sqft (0.286 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $199,000 (2022) |
| Tax Bill | $1,786.00 (2026) |
| Primary APN | 030-0060-00850 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 2 Rooms |
| Building Area | 960 sqft Gross Area |
| 1st Floor | 960 sqft 1st Floor |
| Basement Area | 720 sqft Basement |
| Finished Basement | 720 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 12,496 sqft (0.286 acres) |
| Garage Area | 1,252 sqft Garage |
| Patio Area | 99 sqft Patio |
| Sauna | Sauna |
| Storage Building | 180 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Propane Heating Fuel |
| Account Number | 1136052 |
|---|---|
| Street Address | 427 E JAMES ST |
| City | ELY |
| State | MN |
| Zip | 55731-1529 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 7 THRU 10 SERIAL # |
| Legal Subdivision | DESJARDIN S ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 7-10 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | ELY |
| Census Blockgroup | 4 |
| Census Block | 4031 |
| Census Tract | 15300 |
Source: St. Louis County records · APN 030-0060-00850
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 427 E JAMES ST, ELY, MN 55731-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 29, 2022 | Warranty Deed, Transfer NORTHEAST TITLE COMPANY |
| Nov 08, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 30, 2020 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Dec 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on Record |
| Deed Sale | Aug 29, 2022 · Amount on Record |
| Prior Sale | Nov 08, 2021 · Amount on Record |
| Deed Doc Number | 20221450837 |
| Prior Transfer Date | Dec 12, 2019 |
| Prior Transfer Doc | 0001370487 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 29, 2022 |
| Property Address | 427 E JAMES ST, ELY, MN 55731-1529 |
| Document Number | 0001450837 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 1450837 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2022 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $656.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 427 E JAMES ST, ELY, MN 55731-1529 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 08, 2021 |
| Property Address | 427 E JAMES ST, ELY, MN 55731-1529 |
| Document Number | 0001429488 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 1429488 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | NORTHEAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $584.10 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 427 E JAMES ST, ELY, MN 55731-1529 |
| Document Number | 0001429489 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 1429489 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 427 E JAMES ST, ELY, MN 55731-1529 |
| Document Number | 00A1385145 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 427 E JAMES ST ELY MN 557311529, ELY, MN 55731-1529 |
| Document Number | 00A1385145 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | A1385145 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 14, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 30, 2019 |
| Property Address | 427 E JAMES ST, ELY, MN 55731-1529 |
| Document Number | 00A1370488 |
| Instrument Date | Dec 12, 2019 |
| Instrument | A1370488 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2020 |
| Title Company | NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 427 E JAMES ST ELY MN 557311529, ELY, MN 55731-1529 |
| Document Number | A1370489 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | A1370489 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 29, 2034 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Ely City |
| Unified School District | Ely Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,786.00 (+52.39%) Homeowner's exemption Disabled Person's exemption | ||
| 2025 | $1,172.00 (-9.57%) Homeowner's exemption Disabled Person's exemption | $197,300 (+27.29%) Land $17,000 Building $180,300 | $197,300 (+27.29%) Land $17,000 Building $180,300 |
| 2024 | $1,296.00 | $155,000 (+29.27%) Land $16,200 Building $138,800 | $155,000 (+29.27%) Land $16,200 Building $138,800 |
| 2022 | $119,900 Land $14,900 Building $105,000 | $119,900 Land $14,900 Building $105,000 |
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