427 E Harvard St, Oconomowoc, WI 53066 Property Records

Waukesha County property record for 427 E Harvard St, Oconomowoc, WI 53066

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Apr 2010)
Tax Bill	$5,007 (2025)
Deeds & Mortgages	Oct 2023 Transfer Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`OCOC-0562-248`

Property Details

APN / Parcel Number

Primary APN	`OCOC-0562-248`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	427 E HARVARD ST
City	OCONOMOWOC
State	WI
Zip	53066-2818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 ZIEBELMAN ESTATES PT NW1/4 SEC 33 T8N R17E
Legal Range	17E
Legal Township	8N
Legal Section	33
Legal Subdivision	ZIEBELMAN ESTATES
Legal Lot Number	3
Jurisdiction	WAUKESHA WI
Township / Civil Division	OCONOMOWOC
Census Block Group	2
Census Block	2027
Census Tract	204301

Owner

427 E Harvard St is owned and occupied by an individual who acquired it in August 2022.

Source: Waukesha County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	427 E HARVARD ST, OCONOMOWOC, WI 53066-2818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Intrafamily Transfer, Transfer
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage INLANTA MORTGAGE INC
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN CU
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage LANDMARK CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2010 · Amount on File
Deed Sale	Apr 30, 2010 · Amount on File
Prior Sale	Apr 11, 2007 · Amount on File
Deed Document Number	20103741676
Last Transfer Date	Aug 8, 2022
Transfer Doc	0004741970
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAUKESHA WI
Recording Date	Oct 19, 2023
Property Address	427 E HARVARD ST, OCONOMOWOC, WI 53066-2818
Document Number	0004741970
Instrument Date	Aug 8, 2023
Instrument	4741970
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E HARVARD ST, OCONOMOWOC, WI 53066-2818

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	427 E HARVARD ST, OCONOMOWOC, WI 53066-2818
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004555877
Date	Feb 9, 2021
Instrument	4555877

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	427 E HARVARD ST, OCONOMOWOC, WI 53066-2818
Document Number	0004471944
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	427 E HARVARD ST OCONOMOWOC WI 530662818, OCONOMOWOC, WI 53066-2818

Mortgage

Document Number	0004471944
Date	May 5, 2020
Instrument	4471944

Lender

Name	GUARDIAN CU
Type	Credit Union
Address	WEST ALLIS, WI 53227-0124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 4, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	427 E HARVARD ST, OCONOMOWOC, WI 53066-2818
Document Number	0004424912
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	427 E HARVARD ST OCONOMOWOC WI 530662818, OCONOMOWOC, WI 53066-2818

Mortgage

Document Number	0004424912
Date	Sep 30, 2019
Instrument	4424912

Lender

Name	LANDMARK CU
Type	Credit Union
Address	NEW BERLIN, WI 53151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 427 E Harvard St was $5,007.

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Oconomowoc City
Unified School District	Oconomowoc Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,007.00	$483,200 Land $111,200 Building $372,000	$490,300
2023	$4,901.00 (-19.96%) Homeowner's exemption	$437,600 (+9.02%) Land $111,200 Building $326,400	$456,600 (+12.6%)
2022	$6,123.00 Homeowner's exemption	$401,400 Land $111,200 Building $290,200	$405,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 E Harvard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 E Harvard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCONOMOWOC WATERWORKS serves 15,805 people · EPA ID WI2680227
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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