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427 E Fort Macon Rd, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 427 E Fort Macon Rd, Atlantic Beach, NC 28512

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 780 sqft · built 1950
Lot Size0.127 acres (5,532 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Jan 2024)
Tax Bill$1,069 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN6385.13.13.8573000

Property Details

APN / Parcel Number

Primary APN6385.13.13.8573000
Alternative APNs
  • 552264
  • 69692

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area780 sqft Heated Area
Gross Area972 sqft
1st Floor Area780 sqft
FlooringLaminate Plank
Interior WallsPaneling

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1983
Architectural StyleConventional
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialMetal
Lot Area5,532 sqft (0.127 acres)
Lot Dimensions140 ft deep x 39 ft wide
Garage Area336 sqft
Parking Spaces1 Parking Space
Deck Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number69692
Street Address427 E FORT MACON RD
CityATLANTIC BEACH
StateNC
Zip28512-5419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART L8 MONEY ISLAND BEACH
Legal SubdivisionMONEY ISLAND
Legal Block13
Legal Lot Number8
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2046
Census Tract971103

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4012 NIAGARA CARTHAGE RD, CARTHAGE, NC 28327-9038
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2024Warranty Deed, Transfer · Conventional Mortgage
CENTRAL TRUST BANK
Oct 12, 2021Warranty Deed, Transfer · Conventional Mortgage
CORPORATE INVESTORS MORTGAGE GROUP
Jul 16, 2018Warranty Deed, Transfer · Conventional with PMI
MARK C & MARY J BAKER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2024 · Amount on Record
Deed SaleJan 2, 2024 · Amount on Record
Prior SaleOct 12, 2021 · Amount on Record
Deed Document Number20241817012
Deed Book / Page1817 / 12
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJan 2, 2024
Property Address427 E FORT MACON RD, ATLANTIC BEACH, NC 28512-5419
Document Number0018170012
Book / Page1817 / 12
Map ReferenceMB 2 PG 70
Instrument DateJan 2, 2024
Instrument1817012
Transaction TypeTransfer
Record UpdatedJan 19, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$790.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address212 GEORGETOWN ROAD, CARTHAGE, NC 28327

Transferred To (Grantee/Buyer)

NameVerified Name
Address4012 NIAGARA CARTHAGE RD, CARTHAGE, NC 28327-9038

Mortgage

Document Number0001817013
DateJan 2, 2024
Instrument1817013
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateOct 12, 2021
Property Address427 E FORT MACON RD, ATLANTIC BEACH, NC 28512-5419
Document Number0017420090
Book / Page1742 / 90
Map ReferenceMB 2 PG 70
Instrument DateOct 8, 2021
Instrument1742090
Transaction TypeTransfer
Record UpdatedJan 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8508 TOWNELEY PL, RALEIGH, NC 27615-2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 SHEFFIELD DR, WINSTON SALEM, NC 27104-2017

Mortgage

Document Number0001742091
DateOct 12, 2021
Instrument1742-091
Lender
NameCORPORATE INVESTORS MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJul 16, 2018
Property Address427 E FORT MACON RD, ATLANTIC BEACH, NC 28512-5419
Document Number0016140044
Book / Page001614 / 000044
Instrument DateJul 16, 2018
Transaction TypeTransfer
Record UpdatedAug 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8508 TOWNELEY PL RALEIGH NC 276152026, RALEIGH, NC 27615-2026

Mortgage

Document Number16140045
DateJul 16, 2018
Book Page001614/000045
Lender
NameMARK C & MARY J BAKER
Address423 AUSTIN RD, BEAUFORT, NC 28516-7501
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term24 Months
DueJul 15, 2020

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAtlantic Beach Town
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$431,729 (-) Land $239,488 Building $192,241$431,729 (-) Land $239,488 Building $192,241
2025$1,069.00 (-41.68%)$431,729 (+90.95%) Land $239,488 Building $192,241$431,729 (+90.95%) Land $239,488 Building $192,241
2023$226,100 Land $177,372 Building $48,728$226,100 Land $177,372 Building $48,728
2022$1,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 526 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies962 units insured
incl. 436 condo units
Nearby Flood Claims155 (1996–2024)
Claims Outside the SFHA5 of 155
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 96 claims
  • Hurricane Irene, Sep 2011 · 29 claims
  • Hurricane Ophelia, Sep 2005 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ATLANTIC BEACH
serves 6,380 people · EPA ID NC0416035
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
E. coli
resolved · Sep 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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