427 E Elm St, Sycamore, IL 60178 Property Records

DeKalb County property record for 427 E Elm St, Sycamore, IL 60178 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 2.5 ba · 1,181 sqft · built 1920
Lot Size0.344 acres (15,000 sqft)
OwnerCompany Name on File
Tax Bill$5,824 (2024)
Deeds & MortgagesNov 2021 Line of Credit
Sep 2021 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN06-33-303-028

Property Details

APN / Parcel Number

Primary APN06-33-303-028

Interior

Bedrooms1 Bed
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms1 Room
Stories2 Stories
Building Area1,181 sqft Living Area
1st Floor Area1,181 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeDetached
Garage Area960 sqft
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0633303028
Street Address427 E ELM ST
CitySYCAMORE
StateIL
Zip60178-1934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUB OF LOT 1 OF BLOCK 3 OF WHARRYS ADDITION - LOTS 2, 3, & 4
Legal SubdivisionWHARRYS ADDITION
Legal Block3
Legal Lot Number1,2,3
JurisdictionDE KALB IL
Township / Civil DivisionSYCAMORE
Census Block Group2
Census Block2000
Census Tract600

Owner

Source: DeKalb County records · APN 06-33-303-028

Assessment roll updated April 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address427 E ELM ST, SYCAMORE, IL 60178-1934
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Personal Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2021Deed of Trust, Mortgage · Line of Credit
FIRST MIDWEST BANK
Sep 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST MIDWEST BANK
Mar 12, 2021Deed of Trust, Mortgage
ILLINOIS COMMUNITY CU
Apr 24, 2020Deed of Trust, Mortgage
ILLINOIS CMNTY CU
Sep 17, 2019Deed of Trust, Mortgage
ILLINOIS CMNTY CU
Jan 28, 2019Deed of Trust, Mortgage · Line of Credit
FIRST MIDWEST BK
May 07, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST MIDWEST BK
Feb 17, 2017Deed of Trust, Mortgage
ILLINOIS CMNTY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 17, 2015
Deed SaleNov 17, 2015
Prior SaleApr 11, 2011
Deed Document Number201510984
Prior Transfer DateMar 24, 2011
Prior Transfer Doc0000004082
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address427 E ELM ST, SYCAMORE, IL 60178-1934
Transaction TypeMortgage
Record UpdatedNov 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 E ELM ST, SYCAMORE, IL 60178-1934

Mortgage

Document Number0000014085
DateNov 01, 2021
Instrument2021014085
Lender
NameFIRST MIDWEST BANK
TypeBank
AddressCHICAGO, IL 60631
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address427 E ELM ST, SYCAMORE, IL 60178-1934
Transaction TypeMortgage
Record UpdatedOct 06, 2021
Title CompanyHEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012493
DateSep 24, 2021
Instrument2021012493
Lender
NameFIRST MIDWEST BANK
TypeBank
AddressGURNEE, IL 60031
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2036

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address427 E ELM ST, SYCAMORE, IL 60178-1934
Transaction TypeMortgage
Record UpdatedMar 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003233
DateMar 12, 2021
Instrument2021003233
Lender
NameILLINOIS COMMUNITY CU
TypeCredit Union
AddressSYCAMORE, IL 60178
Agreement
AmountAmount Recorded
Term181 Months
DueApr 05, 2036

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address427 E ELM ST, SYCAMORE, IL 60178-1934
Document Number0000004071
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address427 E ELM ST SYCAMORE IL 601781934, SYCAMORE, IL 60178-1934

Mortgage

Document Number0000004071
DateMay 11, 2020
Instrument4071
Lender
NameILLINOIS CMNTY CU
TypeCredit Union
AddressSYCAMORE, IL 60178
Agreement
AmountAmount Recorded
Term180 Months
DueMay 10, 2035

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address427 E ELM ST, SYCAMORE, IL 60178-1934
Document Number0000008822
Instrument DateSep 17, 2019
Transaction TypeMortgage
Record UpdatedOct 17, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address427 E ELM ST SYCAMORE IL 601781934, SYCAMORE, IL 60178-1934

Mortgage

Document Number0000008822
DateSep 26, 2019
Instrument8822
Lender
NameILLINOIS CMNTY CU
TypeCredit Union
Address508 W STATE ST, SYCAMORE, IL 60178-1328
Agreement
AmountAmount Recorded
Term180 Months
DueSep 25, 2034

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address427 E ELM ST, SYCAMORE, IL 60178-1934
Document Number0000002571
Instrument DateJan 28, 2019
Transaction TypeMortgage
Record UpdatedApr 29, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address427 E ELM ST SYCAMORE IL 601781934, SYCAMORE, IL 60178-1934

Mortgage

Document Number0000002571
DateApr 09, 2019
Instrument2571
Lender
NameFIRST MIDWEST BK
TypeBank
AddressCHICAGO, IL 60631-3655
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 08, 2034
Interest
Rate TypeAdjustable Rate
Rate4.25%

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address427 E ELM ST, SYCAMORE, IL 60178-1934
Document Number0000011504
Instrument DateMay 07, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address427 E ELM ST SYCAMORE IL 601781934, SYCAMORE, IL 60178-1934

Mortgage

Document Number0000011504
DateDec 19, 2018
Instrument11504
Lender
NameFIRST MIDWEST BK
TypeBank
AddressITASCA, IL 60143
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 18, 2048
Interest
Rate TypeAdjustable Rate

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address427 E ELM ST, SYCAMORE, IL 60178-1934
Document Number0000001890
Instrument DateFeb 17, 2017
Transaction TypeMortgage
Record UpdatedApr 03, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address427 E ELM ST SYCAMORE IL 601781934, SYCAMORE, IL 60178-1934

Mortgage

Document Number0000001890
DateMar 03, 2017
Instrument1890
Lender
NameILLINOIS CMNTY CU
TypeCredit Union
AddressSYCAMORE, IL 60178
Agreement
AmountAmount Recorded
Term240 Months
DueMar 02, 2037

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionSycamore Township
MunicipalitySycamore City
Unified School DistrictSycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$80,895 (+16.47%) Land $21,912 Building $58,983$242,685 (+16.47%) Land $65,736 Building $176,949
2024$5,824.00
2023$69,453 Land $18,813 Building $50,640$208,359 Land $56,439 Building $151,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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