Mason County property record for 427 E Dearborn St, Havana, IL 62644
| Property Type | Commercial |
|---|---|
| Lot Size | 0.681 acres (29,698 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,238 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-06-303-007 |
| Primary APN | 10-06-303-007 |
|---|---|
| Alternative APN |
|
| Lot Area | 29,698 sqft (0.681 acres) |
|---|
| Street Address | 427 E DEARBORN ST |
|---|---|
| City | HAVANA |
| State | IL |
| Zip | 62644-1886 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | CITY |
| Legal Description | A E WINDSOR'S ADD E 100' LTS 1 & 4 & ALL LT 5 (EXC NW COR) & ALL LT 8 BLK 3 |
| Legal Subdivision | WINDSOR'S ADD |
| Legal Block | 3 |
| Legal Lot Number | 1,4,5,8 |
| Jurisdiction | MASON IL |
| Township / Civil Division | HAVANA |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 956500 |
427 E Dearborn St, a commercial property, is owned and occupied by an individual.
Source: Mason County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 424 E WINDSOR AVE, HAVANA, IL 62644-1848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Nov 3, 2022 | Deed of Trust, Mortgage · Line of Credit THE HAVANA NATIONAL BANK |
| Dec 23, 2021 | Deed of Trust, Mortgage · Commercial Mortgage THE HAVANA NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASON IL |
| Property Address | 427 E DEARBORN ST, HAVANA, IL 62644-1886 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 13, HAVANA, IL 62644-0013 |
| Document Number | 202200294903 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 202200294903 |
| Name | THE HAVANA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HAVANA, IL 62644 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 3, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASON IL |
| Property Address | 427 E DEARBORN ST, HAVANA, IL 62644-1886 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 424 E WINDSOR AVE, HAVANA, IL 62644-1848 |
| Document Number | 202100292959 |
|---|---|
| Date | Dec 23, 2021 |
| Instrument | 202100292959 |
| Name | THE HAVANA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HAVANA, IL 62644 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 23, 2031 |
The 2025 property tax bill for 427 E Dearborn St was $6,238 with a homeowner's exemption, up 0.6% from the year before.
Source: Mason County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Mason County |
| County Subdivision | Havana Township |
| Municipality | Havana City |
| Unified School District | Havana Community Unit School District 126 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,238.00 (+0.61%) | $70,747 Land $24,174 Building $46,573 | $212,241 Land $72,522 Building $139,719 |
| 2024 | $6,200.00 (-1.56%) | ||
| 2023 | $6,298.00 Homeowner's exemption | $62,744 Land $21,440 Building $41,304 | $188,232 Land $64,320 Building $123,912 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 E Dearborn St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 19 (1985–1993) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Oct 1993 · Severe Storms & Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 E Dearborn St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVANA serves 2,963 people · EPA ID IL1250200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cass Cable TV Fiber | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
May also be available: Verizon.
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