427 E 45th Pl, Apt 3, Chicago, IL 60653 Property Records

Cook County property record for 427 E 45th Pl, Apt 3, Chicago, IL 60653

Property Summary

Property Type	Condominium
Details	built 2004
Lot Size	0.072 acres (3,125 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Sep 2018)
Tax Bill	$3,598 (2023)
Deeds & Mortgages	May 2023 Line of Credit Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-03-415-043-1003`

Property Details

APN / Parcel Number

Primary APN	`20-03-415-043-1003`

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	3,125 sqft (0.072 acres)

Location & Zoning

Street Address	427 E 45TH PL, 3
City	CHICAGO
State	IL
Zip	60653-4158
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-5
Legal Subdivision	427 E 45TH PLACE CONDO
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1012
Census Tract	836000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	427 E 45TH PL, 3, CHICAGO, IL 60653-4158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 4, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Prior Sale	Jun 28, 2004 · Amount on Record
Deed Document Number	20186254
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	427 E 45TH PL APT 3, 3, CHICAGO, IL 60653-4158
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E 45TH PL 3, 3, CHICAGO, IL 60653-4158

Mortgage

Document Number	0012445006
Date	May 4, 2023
Instrument	2312445006

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 4, 2018
Property Address	427 E 45TH PL APT 3, 3, CHICAGO, IL 60653-4158
Document Number	1824706254
Instrument Date	Aug 27, 2018
Instrument	24706254
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E 45TH PL #3 CHICAGO IL 606534158, 3, CHICAGO, IL 60653-4158

Mortgage

Document Number	1824706255
Date	Sep 4, 2018
Instrument	24706255

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

Interest

Rate Type	Fixed Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,317 (+19.52%) Land $2,953 Building $17,364	$203,170 (+19.52%) Land $29,530 Building $173,640
2023	$3,598.00 (+2.59%)
2022	$3,507.00	$16,999 Land $2,953 Building $14,046	$169,990 Land $29,530 Building $140,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Everywhere Wireless, T-Mobile USA.

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