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427 E 2nd St, Winona, MN 55987 Property Records

Winona County property record for 427 E 2nd St, Winona, MN 55987 · Last verified August 2026

Property Summary

Property TypeApartments (5+ Units)
Details12 bd · 6 ba · 5,440 sqft · built 1890
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on File
Tax Bill$6,180 (2026)
Deeds & MortgagesMay 2026 Mortgage
Jan 2024 Mortgage
+ 2 more
APN32.300.0400

Property Details

APN / Parcel Number

Primary APN32.300.0400

Interior

Bedrooms12 Beds
Full Baths6 Baths
Stories2 Stories
Building Area5,440 sqft Total Area
1st Floor Area2,720 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleMulti-Family
Exterior MaterialVinyl
Fire ResistanceFireproof Reinforced Concrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions140 ft deep x 134 ft wide

Exterior Amenities

PorchPorch
Porch Area184 sqft
Shed1 Shed
Shed Area1,460 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address427 E 2ND ST
CityWINONA
StateMN
Zip55987-3904
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionSECT-23 TWP-107 RANGE-007 LAIRDS ADDITION LOT-001 BLOCK-008 & LOT 2 & E 2/3 LOT 3
Legal Range007
Legal Township107
Legal Section23
Legal SubdivisionLAIRDS ADDITION
Legal Block8
Legal Lot Number1-3
JurisdictionWINONA MN
Township / Civil DivisionWINONA
Census Block Group4
Census Block4020
Census Tract670600

Owner

Source: Winona County records · APN 32.300.0400

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2381 MEADOW LN, WINONA, MN 55987-9557
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
MERCHANTS BANK
Jan 24, 2024Deed of Trust, Mortgage · Commercial Mortgage
MERCHANTS BANK NA
Dec 01, 2023Transfer on Death Deed, Transfer
Sep 24, 2021Deed of Trust, Mortgage · Line of Credit
WINONA NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 01, 2023
Transfer Doc000A652243
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Recording DateMay 12, 2026
Property Address427 E 2ND ST, WINONA, MN 55987-3904
Document Number0000666393
Instrument DateApr 03, 2026
Instrument2026666393
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2381 MEADOW LN, WINONA, MN 55987-9557

Mortgage

Document Number0000666393,
DateMay 12, 2026
Instrument2026666393
Lender
NameMERCHANTS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueApr 10, 2031
Interest
Rate6%
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address427 E 2ND ST, WINONA, MN 55987-3904
Transaction TypeMortgage
Record UpdatedFeb 09, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2381 MEADOW LN, WINONA, MN 55987-9557

Mortgage

Document Number000A653042
DateJan 24, 2024
InstrumentA653042
Lender
NameMERCHANTS BANK NA
TypeBank
AddressWINONA, MN 55987
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueJan 10, 2029

December 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWINONA MN
Recording DateDec 01, 2023
Property Address427 E 2ND ST, WINONA, MN 55987-3904
Document Number000A652243
Instrument DateDec 01, 2023
InstrumentA652243
Transaction TypeTransfer
Record UpdatedDec 22, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address427 E 2ND ST, WINONA, MN 55987-3904
Transaction TypeMortgage
Record UpdatedOct 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2381 MEADOW LN, WINONA, MN 55987-9557

Mortgage

Document Number637145
DateSep 24, 2021
Instrument637145
Lender
NameWINONA NATIONAL BANK
TypeBank
AddressWINONA, MN 55987
Agreement
TypeLine of Credit
AmountAmount Recorded
Term37 Months
DueOct 01, 2024

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalityWinona City
Unified School DistrictWinona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,180.00 (+13.9%)
2025$421,900 (-) Land $97,600 Building $324,300$421,900 (-) Land $97,600 Building $324,300
2023$5,426.00$421,900 Land $91,800 Building $330,100$421,900 Land $91,800 Building $330,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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