427 E 275th St, Euclid, OH 44132 Property Records

Cuyahoga County property record for 427 E 275th St, Euclid, OH 44132

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,576 sqft · built 1952
Lot Size	0.16 acres (6,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Apr 2026)
Tax Bill	$2,546 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`645-43-036`

Property Details

APN / Parcel Number

Primary APN	`645-43-036`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	2,431 sqft
1st Floor Area	1,149 sqft
2nd Floor Area	427 sqft
Basement Area	855 sqft
Finished Basement	427 sqft
Unfinished Basement	428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,960 sqft (0.16 acres)
Lot Dimensions	145 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	427 E 275TH ST
City	EUCLID
State	OH
Zip	44132-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	TR 20 UPSON HOMS 0043 ALL
Legal Subdivision	UPSON HOMES SUBDIVISION
Legal Tract	20
Legal Lot Number	43
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	1
Census Block	1009
Census Tract	152302

Owner

Source: Cuyahoga County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 E 275TH ST, EUCLID, OH 44132-1715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Sep 29, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Sep 15, 2025 · Amount on Record
Deed Document Number	2026197
Prior Transfer Date	Sep 2, 2021
Prior Transfer Doc	0000000325
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Apr 6, 2026
Property Address	427 E 275TH ST, EUCLID, OH 44132-1715
Document Number	0000000197
Instrument Date	Apr 1, 2026
Instrument	2026197
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIRST SOURCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92,920.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	427 E 275TH ST, EUCLID, OH 44132-1715
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000198,
Date	Apr 6, 2026
Instrument	20266198

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CUYAHOGA OH
Recording Date	Sep 29, 2021
Property Address	427 E 275TH ST, EUCLID, OH 44132-1715
Document Number	0000000325
Map Reference	VOL 144 PG 25
Instrument Date	Sep 2, 2021
Instrument	202109290325
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E 275TH ST, EUCLID, OH 44132-1715

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,546.00 (+0.43%) Homeowner's exemption Senior Citizen's exemption	$48,860 (-0.02%) Land $9,205 Building $39,655	$139,600 (-) Land $26,300 Building $113,300
2024	$2,535.00 (+17.36%) Homeowner's exemption Senior Citizen's exemption	$48,870 (+45.58%) Land $9,210 Building $39,660	$139,600 (+45.57%) Land $26,300 Building $113,300
2023	$2,160.00 (+0.7%) Homeowner's exemption Senior Citizen's exemption	$33,570 (-) Land $7,000 Building $26,570
2022	$2,145.00 Homeowner's exemption Senior Citizen's exemption	$33,570 Land $7,000 Building $26,570
2021			$95,900 Land $20,000 Building $75,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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