427 E 12th Ave, Gastonia, NC 28054 Property Records

Gaston County property record for 427 E 12th Ave, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1956
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$192,000 (Oct 2025)
Tax Bill	$1,285 (2026)
Deeds & Mortgages	Oct 2025 Sale & Line of Credit May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01080 02100`

Property Details

APN / Parcel Number

Primary APN	`01080 02100`
Alternative APN	`112731`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	912 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Concrete Block
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,583 sqft (0.22 acres)
Porch	Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	427 E 12TH AVE
City	GASTONIA
State	NC
Zip	28054-5419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOMES INC L 5 01 080 021 00 000
Legal Subdivision	HOMES INC
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	3
Census Block	3007
Census Tract	32801

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3222 W CANYON AVE, SAN DIEGO, CA 92123-5429
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Warranty Deed, Transfer · Line of Credit ARCHWEST LENDING LLC
May 29, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Mar 28, 2007 · Amount on Record
Deed Book / Page	5590 / 1422
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 7, 2025
Property Address	427 E 12TH AVE, GASTONIA, NC 28054-5419
Document Number	0055901422
Book / Page	5590 / 1422
Map Reference	MB 12 PG 112
Instrument Date	Sep 19, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 HOLLY CIR, MOUNT HOLLY, NC 28120-9648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3222 W CANYON AVE, SAN DIEGO, CA 92123-5429

Mortgage

Document Number	0055901426
Date	Oct 7, 2025
Instrument	5590/1426

Lender

Name	ARCHWEST LENDING LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	May 29, 2019
Property Address	427 E 12TH AVE, GASTONIA, NC 28054-5419
Document Number	0050440889
Book / Page	5044 / 0889
Instrument Date	Mar 14, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7585 WOODCREST DR, 7585, STANLEY, NC 28164-6828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 E 12TH AVE, GASTONIA, NC 28054-5419

Mortgage

Document Number	50440891
Date	May 29, 2019
Instrument	5044/0891

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,285.00	$120,220 (-) Land $15,000 Building $105,220
2025	$1,285.00 (-1%)	$120,220 (-) Land $15,000 Building $105,220
2023	$1,298.00	$120,220 Land $15,000 Building $105,220
2021			$56,920 Land $10,000 Building $46,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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