427 Dempsey Dr, Cocoa Beach, FL 32931 Property Records

Brevard County property record for 427 Dempsey Dr, Cocoa Beach, FL 32931

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,551 sqft · built 1957
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,000 (May 1998)
Tax Bill	$1,978 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`25-37-10-75-*-57`

Property Details

APN / Parcel Number

Primary APN	`25-37-10-75-*-57`
Alternative APNs	`25-37-10-75-00000.0-0057.00` `2517025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,551 sqft Living Area
Gross Area	2,866 sqft
1st Floor Area	1,551 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	102 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	880 sqft
Porch	Florida Room
Porch Area	412 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2517025
Street Address	427 DEMPSEY DR
City	COCOA BEACH
State	FL
Zip	32931-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	CONVAIR COVE LOT 57
Legal Range	37E
Legal Township	25S
Legal Section	10
Legal Subdivision	CONVAIR COVE
Legal Lot Number	57
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA BEACH-CAPE CANAVERAL
Census Block Group	1
Census Block	1006
Census Tract	71700

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 DEMPSEY DR, COCOA BEACH, FL 32931-2805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 1998 · Amount on Record
Deed Sale	May 19, 1998 · Amount on Record
Deed Book / Page	3843 / 3476
Last Transfer Date	Sep 2, 2010
Transfer Doc	0062350191
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	427 DEMPSEY DR, COCOA BEACH, FL 32931-2805
Document Number	0080110214
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	427 DEMPSEY DR COCOA BEACH FL 329312805, COCOA BEACH, FL 32931-2805

Mortgage

Document Number	0080110214
Date	Oct 24, 2017
Book Page	008011/000214
Instrument	220254

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Cocoa Beach City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,630 (+35.13%)	$556,090 (+13.57%)
2025	$1,978.00 (+2.33%) Homeowner's exemption	$160,310 (+5.98%)	$489,650 (+5.38%)
2024	$1,933.00 (+2.71%)
2023	$1,882.00 (+8.98%) Homeowner's exemption	$151,270 (+3%)	$464,670 (+9.34%) Land $260,000 Building $204,670
2022	$1,727.00 Homeowner's exemption	$146,870	$424,960 Land $260,000 Building $164,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	104 units insured incl. 11 condo units
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20