427 Couse Rd, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 427 Couse Rd, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1962
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Sep 2022)
Tax Bill	$8,799 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-05008-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`35-05008-0000-00021`
Alternative APNs	`3500443000000055` `00056331`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	1,100 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Open Porch
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	00056331
Street Address	427 COUSE RD
City	NEPTUNE
State	NJ
Zip	07753-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Description	L56
Legal Block	5008
Legal Lot Number	21
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	1
Census Block	1023
Census Tract	808001

Owner

427 Couse Rd is owned and occupied by an individual who bought it in September 2022.

Source: Monmouth County and Neptune Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	427 COUSE RD, NEPTUNE, NJ 07753-5604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Deed Document Number	202294840
Deed Book / Page	9615 / 8205
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 16, 2022
Property Address	427 COUSE RD, NEPTUNE, NJ 07753-5604
Document Number	0096158205
Book / Page	9615 / 8205
Instrument Date	Aug 11, 2022
Instrument	2022094840
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	ASSOCIATED TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,791.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4468 NE OCEAN BLVD # BLVDA2, 4468, JENSEN BEACH, FL 34957-4368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 COUSE RD, NEPTUNE, NJ 07753-5604

Mortgage

Document Number	2022094841
Date	Sep 16, 2022
Instrument	2022094841

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 427 Couse Rd was $8,799, up 7.1% from the year before.

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,700 (+10.77%) Land $364,600 Building $165,100	$529,700 (+10.77%) Land $364,600 Building $165,100
2025	$8,799.00 (+7.14%)	$478,200 Land $300,300 Building $177,900	$478,200 Land $300,300 Building $177,900
2024	$8,213.00
2023		$412,900 Land $242,400 Building $170,500	$412,900 Land $242,400 Building $170,500
2022	$7,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Couse Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Couse Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20