427 Country Ln, Rolling Fields (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 427 Country Ln, Rolling Fields, KY 40207

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,719 sqft · built 1946
Lot Size	0.254 acres (11,095 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Jun 2022)
Tax Bill	$8,163 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21296000460000`

Property Details

APN / Parcel Number

Primary APN	`21296000460000`
Alternative APNs	`296000460000` `00029596`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,719 sqft Finished Area
Basement Area	700 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,095 sqft (0.254 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00029596
Street Address	427 COUNTRY LN
City	ROLLING FIELDS
State	KY
Zip	40207-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	0.2547 AC MERGE OF PT OF LOTS 7 & 8 BLK D ROLLING FIELDS PB 8 PG 81
Legal Subdivision	ROLLING FIELDS
Legal Block	D
Legal Lot Number	7,8 8
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	3
Census Block	3030
Census Tract	7501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mockingbird Valley Historic District listed 2007 · 177 contributing resources · NRIS 06000815

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

427 Country Ln is owned and occupied by an individual who bought it in June 2022.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	427 COUNTRY LN, LOUISVILLE, KY 40207-1803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage STOCKYARD BK&TR
Mar 26, 2019	Loan Modification, Mortgage · Conventional Mortgage KING STHRN BK
Jul 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage KING STHRN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Jul 1, 2013 · Amount on File
Deed Document Number	13123776
Deed Book / Page	12376 / 971
Record Updated	Jun 8, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jun 10, 2022
Property Address	427 COUNTRY LN, ROLLING FIELDS, KY 40207-1803
Document Number	0000133348
Book / Page	D 12376 / 971
Map Reference	MB 8 PG 81
Instrument Date	Jun 6, 2022
Instrument	2022133348
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 COUNTRY LN, LOUISVILLE, KY 40207-1803

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	427 COUNTRY LN, LOUISVILLE, KY 40207-1803

Mortgage

Document Number	0000133349
Date	Jun 10, 2022
Instrument	2022133349

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	427 COUNTRY LN, ROLLING FIELDS, KY 40207-1803
Document Number	0162630963
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	427 COUNTRY LN LOUISVILLE KY 402071803, LOUISVILLE, KY 40207-1803

Mortgage

Document Number	0162630963
Date	Dec 3, 2019
Book Page	016263/000963
Instrument	276471

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40232-2890

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON KY
Property Address	427 COUNTRY LN, ROLLING FIELDS, KY 40207-1803
Document Number	0158970080
Instrument Date	Mar 26, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	427 COUNTRY LN LOUISVILLE KY 402071803, LOUISVILLE, KY 40207-1803

Mortgage

Document Number	0158970080
Date	Apr 1, 2019
Book Page	015897/000080
Instrument	68203

Lender

Name	KING STHRN BK
Type	Bank
Address	LOUISVILLE, KY 40243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	427 COUNTRY LN, ROLLING FIELDS, KY 40207-1803
Document Number	0156320675
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	427 COUNTRY LN LOUISVILLE KY 402071803, LOUISVILLE, KY 40207-1803

Mortgage

Document Number	0156320675
Date	Aug 7, 2018
Book Page	015632/000675
Instrument	184835

Lender

Name	KING STHRN BK
Type	Bank
Address	LOUISVILLE, KY 40243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 6, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 427 Country Ln was $8,163.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Rolling Fields City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,163.00	$725,000 Land $142,500 Building $582,500
2024			$725,000 (-) Land $142,500 Building $582,500
2023	$8,323.00 (+46.58%)	$725,000 (+47.07%) Land $142,500 Building $582,500	$725,000 (+47.07%) Land $142,500 Building $582,500
2022	$5,678.00	$492,950 Land $142,500 Building $350,450	$492,950 Land $142,500 Building $350,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Country Ln in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	30 units insured incl. 16 condo units
Nearby Flood Claims	31 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 3 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Country Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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