427 Cottonseed Way, Durham, NC 27703 Property Records

Durham County property record for 427 Cottonseed Way, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,851 sqft · built 2014
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$525,000 (Dec 2025)
Tax Bill	$5,228 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0860-15-2549`

Property Details

APN / Parcel Number

Primary APN	`0860-15-2549`
Alternative APNs	`0860-15-25-4923` `214964`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,851 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	427 COTTONSEED WAY
City	DURHAM
State	NC
Zip	27703-9821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10(D)
Legal Description	RAVENSTONE 3/PH:01C/LT#04 5 PL:000192-000104
Legal Subdivision	RAVENSTN 3 P01-C
Legal Phase	1C
Legal Lot Number	45
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	3
Census Block	3010
Census Tract	1808

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	427 COTTONSEED WAY, DURHAM, NC 27703-9821
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Dec 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jul 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE OF THE CAROLINAS
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Nov 14, 2014 · Amount on Record
Deed Document Number	2025157592
Deed Book / Page	10444 / 717
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	427 COTTONSEED WAY, DURHAM, NC 27703-9821
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 RAVENSTONE LN, DURHAM, NC 27703-9620

Mortgage

Document Number	0104440720
Date	Dec 15, 2025
Book Page	10444/720
Instrument	2025157593

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	427 COTTONSEED WAY, DURHAM, NC 27703-9821
Transaction Type	Mortgage
Record Updated	Dec 15, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098300431
Date	Dec 6, 2022
Book Page	9830/431
Instrument	2022045821

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Nov 29, 2027

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	427 COTTONSEED WAY, DURHAM, NC 27703-9821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082230983
Date	Jul 10, 2017
Book Page	8223/983
Instrument	2017023676

Lender

Name	TOWNE MORTGAGE OF THE CAROLINAS
Type	Mortgage Company
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	427 COTTONSEED WAY, DURHAM, NC 27703-9821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091750748
Date	Dec 21, 2020
Book Page	9175/748
Instrument	2020056631

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	427 COTTONSEED WAY, DURHAM, NC 27703-9821
Document Number	0086700210
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	427 COTTONSEED WAY DURHAM NC 277039821, DURHAM, NC 27703-9821

Mortgage

Document Number	0086700210
Date	Jun 3, 2019
Book Page	008670/000210
Instrument	18322

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 2, 2024

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,228.00 (+2.51%)	$514,506 (-) Land $106,750 Building $407,756	$514,506 (-) Land $106,750 Building $407,756
2025	$5,100.00 (+41.9%)	$514,506 (+87.5%) Land $106,750 Building $407,756	$514,506 (+87.5%) Land $106,750 Building $407,756
2023	$3,594.00 (+2.33%)	$274,400 Land $47,745 Building $226,655	$274,400 Land $47,745 Building $226,655
2022	$3,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile.

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