Black Hawk County property record for 427 Cottage St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,110 sqft · built 1884 |
| Lot Size | 0.141 acres (6,160 sqft) |
| Owner | Company Name on File |
| Tax Bill | $794 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-24-134-020 |
| Primary APN | 8913-24-134-020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| 1st Floor Area | 1,110 sqft |
| Basement Area | 555 sqft |
| Finished Basement | 200 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1884 |
|---|---|
| Effective Year Built | Effective 1884 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,160 sqft (0.141 acres) |
| Lot Dimensions | 140 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 124 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 427 COTTAGE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAILROAD ADDITION WATERLOO W 43 1/2 FT LOT 3 BLK 1 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | RAILROAD ADDITION WATERLOO |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 1800 |
Source: Black Hawk County records · APN 8913-24-134-020
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1, IONIA, IA 50645-0001 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $794.00 | $43,060 (+17.59%) Land $5,500 Building $37,560 | $43,060 (+17.59%) Land $5,500 Building $37,560 |
| 2024 | $794.00 (+33.67%) | ||
| 2023 | $36,620 (+35.23%) Land $5,500 Building $31,120 | $36,620 (+35.23%) Land $5,500 Building $31,120 | |
| 2022 | $594.00 | $27,080 Land $5,500 Building $21,580 | |
| 2021 | $27,080 Land $5,500 Building $21,580 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 9% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures