427 Cottage Ave, Manteca, CA 95336 Property Records

San Joaquin County property record for 427 Cottage Ave, Manteca, CA 95336

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 1962
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Dec 2017)
Tax Bill	$3,460 (2026)
Deeds & Mortgages	May 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`223-380-210-000`

Property Details

APN / Parcel Number

Primary APN	`223-380-210-000`
Alternative APN	`223-380-21`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	223-380-21
Street Address	427 COTTAGE AVE
City	MANTECA
State	CA
Zip	95336-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANTLAND TERRACE 01 LOT 41
Legal Subdivision	GRANTLAND TERRACE 01
Legal Block	1
Legal Lot Number	41
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1007
Census Tract	5140

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 COTTAGE AVE, MANTECA, CA 95336-4107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Dec 27, 2017	Affidavit of Death, Transfer FIRSTAMERICAN TITLE COMPANY
Dec 27, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Deed Document Number	2017151449
Last Transfer Date	May 12, 2021
Transfer Doc	0000087723
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 20, 2021
Property Address	427 COTTAGE AVE, MANTECA, CA 95336-4107
Document Number	0000087723
Map Reference	VOL 16 PG 1
Instrument Date	May 12, 2021
Instrument	2021-087723
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 COTTAGE AVE, MANTECA, CA 95336-4107

Mortgage

Document Number	0000087724
Date	May 20, 2021
Instrument	2021-087724

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	427 COTTAGE AVE, MANTECA, CA 95336-4107
Document Number	0000069663
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 COTTAGE AVE MANTECA CA 953364107, MANTECA, CA 95336-4107

Mortgage

Document Number	0000069663
Date	Jun 15, 2020
Instrument	69663

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 27, 2017
Property Address	427 COTTAGE AVE, MANTECA, CA 95336-4107
Document Number	0000151448
Instrument Date	Dec 26, 2017
Instrument	151448
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	FIRSTAMERICAN TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5337 CAMINO ALTA MIRA CASTRO VALLEY CA 945461538, CASTRO VALLEY, CA 94546-1538

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 27, 2017
Property Address	427 COTTAGE AVE, MANTECA, CA 95336-4107
Document Number	0000151449
Map Reference	VOL 16 PG 1
Instrument Date	Dec 21, 2017
Instrument	2017-151449
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	427 COTTAGE AVE, MANTECA, CA 95336-4107

Mortgage

Document Number	0000151450
Date	Dec 27, 2017
Instrument	2017-151450

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,460.00 (+0.96%)
2025	$3,427.00 (+4.13%)	$307,209 (+4.04%) Land $68,267 Building $238,942
2023	$3,291.00 (+1.51%)	$295,281 Land $65,617 Building $229,664	$379,710
2022	$3,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, unWired Broadband.

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