427 Conroy Cir, Sterrett, AL 35147 Property Records

Shelby County property record for 427 Conroy Cir, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,502 sqft · built 1998
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Feb 2024)
Tax Bill	$1,823 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`095160001039018`

Property Details

APN / Parcel Number

Primary APN	`095160001039018`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,502 sqft Heated Area
1st Floor Area	1,530 sqft
Upper Floors Area	897 sqft
Basement Area	1,341 sqft
Finished Basement	150 sqft
Unfinished Basement	447 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	173 ft deep x 83.8 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	427 CONROY CIR
City	STERRETT
State	AL
Zip	35147-7020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 16 19S 01W NBRHD: 01 FOREST PARKS 280 R-2
Legal Range	01W
Legal Township	19S
Legal Section	16
Legal Subdivision	FOREST PARKS 7TH SECTOR
Legal Lot Number	703
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2008
Census Tract	30211

Owner

427 Conroy Cir is owned and occupied by two individuals who bought it in February 2024.

Source: Shelby County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	427 CONROY CIR, STERRETT, AL 35147-7020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2024	Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jul 17, 2018	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2024 · Amount on File
Deed Sale	Feb 19, 2024 · Amount on File
Prior Sale	Jul 17, 2018 · Amount on File
Deed Document Number	202441700
Prior Transfer Date	Apr 26, 2000
Prior Transfer Doc	0000014576
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY AL
Recording Date	Feb 19, 2024
Property Address	427 CONROY CIR, STERRETT, AL 35147-7020
Document Number	0000041700
Map Reference	MB 22 PG 150
Instrument Date	Feb 15, 2024
Instrument	20240219000041700
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 CONROY CIR, STERRETT, AL 35147-7020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	427 CONROY CIR, STERRETT, AL 35147-7020

Mortgage

Document Number	0000041710
Date	Feb 19, 2024
Instrument	20240219000041710

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	427 CONROY CIR, STERRETT, AL 35147-7020
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000548090
Date	Nov 15, 2021
Instrument	20211115000548090

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	427 CONROY CIR, STERRETT, AL 35147-7020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000239200
Date	Jun 12, 2020
Instrument	20200612000239200

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 17, 2018
Property Address	427 CONROY CIR, STERRETT, AL 35147-7020
Document Number	0000254000
Map Reference	MB22 PG150
Instrument Date	Jul 13, 2018
Instrument	20180717000254000
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 PONDEROSA RD, 131, MOUNDVILLE, AL 35474-3749

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 CONROY CIR, STERRETT, AL 35147-7020

Mortgage

Document Number	0000254010
Date	Jul 17, 2018
Instrument	20180717000254010

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 427 Conroy Cir was $1,823 with a homeowner's exemption, down 1.7% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,823.00 (-1.73%) Homeowner's exemption
2025	$1,855.00	$42,180	$421,800 Land $95,000 Building $326,800
2023	$1,650.00 (+11.64%)	$38,440 (+11.29%)	$384,300 (+11.26%) Land $85,000 Building $299,300
2022	$1,478.00	$34,540	$345,400 Land $70,000 Building $275,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 427 Conroy Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Conroy Cir is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 67% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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