427 Co Rd 4, Oxford, NY 13830 Property Records

Chenango County and Preston Town property record for 427 Co Rd 4, Oxford, NY 13830

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,800 sqft · built 1900
Lot Size	33.2 acres (1,446,192 sqft)
Owner	Individual Name on File
Last Sale	$293,550 (Sep 2024)
Tax Bill	$4,938 (2026)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085400 158.-1-29`

Property Details

APN / Parcel Number

Primary APN	`085400 158.-1-29`
Alternative APNs	`540015800000010290000000` `1810156`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,600 sqft
Upper Floors Area	200 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	1,446,192 sqft (33.2 acres)
Garage Type	Detached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1810156
Street Address	427 COUNTY ROAD 4
City	OXFORD
State	NY
Zip	13830-3287
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	29.000
Jurisdiction	CHENANGO NY
Township / Civil Division	PRESTON
Census Block Group	1
Census Block	1023
Census Tract	970700

Owner

427 Co Rd 4, a rural home, is owned by an individual who bought it in September 2024.

Source: Chenango County and Preston Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	940 E AFTON RD, BAINBRIDGE, NY 13733-3267
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2024	Executor's Deed, Transfer · Stand-Alone First Mortgage PREMIUM MORTGAGE CO
Jun 8, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage VISIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2024 · Amount on File
Deed Sale	Sep 23, 2024 · Amount on File
Prior Sale	Jun 8, 2021 · Amount on File
Prior Transfer Date	Dec 15, 2015
Record Updated	Oct 29, 2026

September 2024: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHENANGO NY
Recording Date	Sep 23, 2024
Property Address	427 COUNTY ROAD 4, OXFORD, NY 13830-3287
Document Number	202400001470
Instrument Date	Jul 29, 2024
Instrument	202400001470
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 E AFTON RD, BAINBRIDGE, NY 13733-3267

Mortgage

Document Number	2024000001441
Date	Sep 23, 2024
Instrument	20240-00001441

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Jun 8, 2021
Property Address	427 COUNTY ROAD 4, OXFORD, NY 13830-3287
Document Number	2021000000960
Instrument Date	Jun 4, 2021
Instrument	20210-00000960
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 AUBURN ST, NORWICH, NY 13815-1353

Mortgage

Document Number	21000001398
Date	Jun 8, 2021
Instrument	210-00001398

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 427 Co Rd 4 was $4,938, up 0.4% from the year before.

Source: Chenango County and Preston Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Preston Town
Unified School District	Oxford Academy and Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,938.00 (+0.39%)
2025	$4,919.00	$48,500 Land $17,500 Building $31,000	$173,214 Land $62,500 Building $110,714
2023		$48,500 Land $17,500 Building $31,000	$161,237 Land $58,178 Building $103,059

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 427 Co Rd 4 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Co Rd 4 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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