1. Home
  2. California
  3. Santa Cruz County
  4. Aptos
  5. Cliff Dr

427 Cliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 427 Cliff Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1962
Square Footage2,237 sqft Living Area
Lot Size6,186 sqft (0.142 acres)
OccupancyOwner Occupied
Last Sale$2,025,000 (2023)
Tax Bill$18,161.00 (2025)

Property Details

APN / Parcel Number

Primary APN043-222-11
Alternative APN
  • 043-222-11-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,237 sqft Living Area
Gross Area2,955 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area6,186 sqft (0.142 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area718 sqft Garage
Deck Area60 sqft Deck
Patio Area60 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address427 CLIFF DR
CityAPTOS
StateCA
Zip95003-5127
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionAPTOS BEACH CC PROPS 06
Legal Block74
Legal Lot Number11
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2007
Census Tract122205

Owner

Source: Santa Cruz County records · APN 043-222-11

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address427 CLIFF DR, APTOS, CA 95003-5127
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2023Grant Deed, Transfer · Conventional Mortgage
US BANK NA
Nov 19, 2021Grant Deed, Transfer
STEWART TITLE, STEWART TITLE OF CA INC
Aug 26, 2021Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Mar 12, 2019Loan 1 (Only) is a Reverse Mortgage, Transfer
FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2023 · Amount on Record
Deed SaleOct 23, 2023 · Amount on Record
Prior SaleNov 19, 2021 · Amount on Record
Deed Doc Number202320319
Prior Transfer DateJul 08, 2021
Prior Transfer Doc0000037758
Record RefreshedSep 20, 2026

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 23, 2023
Property Address427 CLIFF DR, APTOS, CA 95003-5127
Document Number0000020319
Map ReferenceMB 23 PG 35
Instrument DateOct 12, 2023
Instrument2023-0020319
Transaction TypeTransfer
Record UpdatedNov 08, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,227.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 CLIFF DR, APTOS, CA 95003-5127

Mortgage

Document Number0000020320
DateOct 23, 2023
Instrument2023-0020320
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 19, 2021
Property Address427 CLIFF DR, APTOS, CA 95003-5127
Document Number0000057090
Map ReferenceMB 23 PG 35
Instrument DateOct 19, 2021
Instrument2021-0057090
Transaction TypeTransfer
Record UpdatedDec 02, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
Tax$1,650.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 128, LEMOORE, CA 93245-0128

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address427 CLIFF DR, APTOS, CA 95003-5127
Transaction TypeMortgage
Record UpdatedSep 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 CLIFF DR, APTOS, CA 95003-5127

Mortgage

Document Number0000044434
DateAug 26, 2021
Instrument2021-0044434
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded

March 2019: Loan 1 (Only) is a Reverse Mortgage, Transfer

Document TypeLoan 1 (Only) is a Reverse Mortgage
JurisdictionSANTA CRUZ CA
Recording DateMar 12, 2019
Property Address427 CLIFF DR, APTOS, CA 95003-5127
Document Number0000006263
Instrument DateMar 05, 2019
Instrument6263
Transaction TypeTransfer
Record UpdatedApr 02, 2019
Title CompanyFNC TITLE/CA

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address427 CLIFF DR APTOS CA 950035127, APTOS, CA 95003-5127

Mortgage

Document Number6264
DateMar 12, 2019
Instrument6264
Lender
NameFINANCE OF AMERICA REVERSE
Address8023 E 63RD PL # 700, TULSA, OK 74133-1240
Agreement
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,500,445 (+2%) Land $975,289 Building $525,156
2025$18,161.00 (+7.53%)$1,471,025 (-3.85%) Land $956,166 Building $514,859
2024$16,890.00 (-5.6%)
2023$17,892.00 (+2.02%)$1,530,000 Land $994,500 Building $535,500$1,768,860
2022$17,538.00

Nearby Properties on Cliff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures