427 Circle Dr, Quincy, FL 32351 Property Records

Gadsden County property record for 427 Circle Dr, Quincy, FL 32351

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,860 sqft · built 1988
Lot Size0.451 acres (19,661 sqft)
OwnerOwner Name on File
Last Sale$69,900 (Aug 2000)
Tax Bill$845 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN3-17-2N-3W-0000-00230-0100

Property Details

APN / Parcel Number

Primary APN3-17-2N-3W-0000-00230-0100
Alternative APN
  • 1158710000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,860 sqft Heated Area
Gross Area2,234 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1992
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,661 sqft (0.451 acres)
PorchPorch
Porch Area92 sqft
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1158710000
Street Address427 CIRCLE DR
CityQUINCY
StateFL
Zip32351-4611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 514 P 872 OR 336 P 1432 C
Legal Range03W
Legal Township02N
Legal Section17
Legal SubdivisionOAK PARK SUB
Legal BlockK
Legal Lot Number6
JurisdictionGADSDEN FL
Township / Civil DivisionQUINCY
Census Block Group2
Census Block2005
Census Tract20702

Owner

Source: Gadsden County records, as of December 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on File
Mailing Address427 CIRCLE DR, QUINCY, FL 32351-4611
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 8, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2000 · Amount on File
Deed SaleAug 29, 2000 · Amount on File
Deed Document Number0007706
Deed Book / Page0514 / 0872
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGADSDEN FL
Property Address427 CIRCLE DR, QUINCY, FL 32351-4611
Transaction TypeMortgage
Record UpdatedFeb 8, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 CIRCLE DR, QUINCY, FL 32351-4611

Mortgage

Document Number0009090717
DateJan 20, 2022
Book Page909/717
Instrument220000554
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGADSDEN FL
Property Address427 CIRCLE DR, QUINCY, FL 32351-4611
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 CIRCLE DR, QUINCY, FL 32351-4611

Mortgage

Document Number0008881920
DateJan 8, 2021
Book Page888/1920
Instrument210000230
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term325 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyGadsden County
MunicipalityQuincy City
Unified School DistrictGadsden County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$845.00 (+4.06%) Homeowner's exemption$84,354 (+2.9%)$178,633 (+6.77%) Land $32,000 Building $146,633
2024$812.00 (+7.69%) Homeowner's exemption$81,977 (+3%)$167,305 (+9.15%) Land $30,000 Building $137,305
2023$754.00 (+6.5%) Homeowner's exemption$79,590 (+3%)$153,284 (+23.33%) Land $20,000 Building $133,284
2022$708.00 Homeowner's exemption$77,272$124,287 Land $5,500 Building $118,787

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1991–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemQUINCY, CITY OF W/S
serves 10,298 people · EPA ID FL1200551
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityPentachlorophenol
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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