Gadsden County property record for 427 Circle Dr, Quincy, FL 32351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,860 sqft · built 1988 |
| Lot Size | 0.451 acres (19,661 sqft) |
| Owner | Owner Name on File |
| Last Sale | $69,900 (Aug 2000) |
| Tax Bill | $845 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-17-2N-3W-0000-00230-0100 |
| Primary APN | 3-17-2N-3W-0000-00230-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Heated Area |
| Gross Area | 2,234 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,661 sqft (0.451 acres) |
| Porch | Porch |
| Porch Area | 92 sqft |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1158710000 |
|---|---|
| Street Address | 427 CIRCLE DR |
| City | QUINCY |
| State | FL |
| Zip | 32351-4611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 514 P 872 OR 336 P 1432 C |
| Legal Range | 03W |
| Legal Township | 02N |
| Legal Section | 17 |
| Legal Subdivision | OAK PARK SUB |
| Legal Block | K |
| Legal Lot Number | 6 |
| Jurisdiction | GADSDEN FL |
| Township / Civil Division | QUINCY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20702 |
Source: Gadsden County records, as of December 1, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 427 CIRCLE DR, QUINCY, FL 32351-4611 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2000 · Amount on File |
| Deed Sale | Aug 29, 2000 · Amount on File |
| Deed Document Number | 0007706 |
| Deed Book / Page | 0514 / 0872 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GADSDEN FL |
| Property Address | 427 CIRCLE DR, QUINCY, FL 32351-4611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 419 CIRCLE DR, QUINCY, FL 32351-4611 |
| Document Number | 0009090717 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 909/717 |
| Instrument | 220000554 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GADSDEN FL |
| Property Address | 427 CIRCLE DR, QUINCY, FL 32351-4611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 419 CIRCLE DR, QUINCY, FL 32351-4611 |
| Document Number | 0008881920 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 888/1920 |
| Instrument | 210000230 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Feb 1, 2048 |
Source: Gadsden County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gadsden County |
| Municipality | Quincy City |
| Unified School District | Gadsden County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $845.00 (+4.06%) Homeowner's exemption | $84,354 (+2.9%) | $178,633 (+6.77%) Land $32,000 Building $146,633 |
| 2024 | $812.00 (+7.69%) Homeowner's exemption | $81,977 (+3%) | $167,305 (+9.15%) Land $30,000 Building $137,305 |
| 2023 | $754.00 (+6.5%) Homeowner's exemption | $79,590 (+3%) | $153,284 (+23.33%) Land $20,000 Building $133,284 |
| 2022 | $708.00 Homeowner's exemption | $77,272 | $124,287 Land $5,500 Building $118,787 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1991–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | QUINCY, CITY OF W/S serves 10,298 people · EPA ID FL1200551 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Pentachlorophenol resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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