Henderson County property record for 427 Chaparral Ln, Flat Rock, NC 28731
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,000 (Nov 2015) |
| Tax Bill | $468 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9566945185 |
| Primary APN | 9566945185 |
|---|---|
| Alternative APNs |
|
| Lot Area | 40,075 sqft (0.92 acres) |
|---|
| Account Number | 9964330 |
|---|---|
| Street Address | 427 CHAPARRAL LN |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-9560 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | 9964330~R- |
| Legal Description | KENMURE LO28 SEF PLA-21A |
| Legal Subdivision | KENMURE (2271) |
| Legal Block | 94 |
| Legal Lot Number | 5185 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | GREEN RIVER |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 931500 |
427 Chaparral Ln, vacant land, is owned by two individuals who bought it in November 2015.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 OVERLOOK DR, FLAT ROCK, NC 28731-9700 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2015 · Amount on File |
| Deed Sale | Nov 25, 2015 · Amount on File |
| Prior Sale | Jun 5, 2008 · Amount on File |
| Deed Book / Page | 1642 / 82 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 427 Chaparral Ln was $468.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,700 Land $108,700 | ||
| 2025 | $468.00 | ||
| 2023 | $108,700 Land $108,700 | $108,700 Land $108,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Chaparral Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Nearby Flood Policies | 22 units insured incl. 12 condo units |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Oct 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Chaparral Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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