Macon County property record for 427 Center Dr, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,952 sqft · built 1984 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,439 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 7540445370 |
| Primary APN | 7540445370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Heated Area |
| 1st Floor Area | 1,271 sqft |
| Upper Floors Area | 681 sqft |
| Basement Area | 681 sqft |
| Unfinished Basement | 681 sqft |
| Utility Area | 45 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 20,473 sqft (0.47 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 466 sqft |
| Deck Area | 60 sqft |
| Patio Area | 200 sqft |
| Gazebo | 1 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 156514 |
|---|---|
| Street Address | 427 CENTER DR |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-8394 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR1 |
| Legal Description | LOT 4B GREENWOOD FOREST |
| Legal Subdivision | GREENWOOD FOREST |
| Legal Lot Number | 4B |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 970502 |
427 Center Dr is owned by an individual who acquired it in December 2021.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2221 WESTMINSTER PL, CHARLOTTE, NC 28207-2663 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GRIFFIN FUNDING INC |
| Apr 18, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 22, 2021 |
| Transfer Doc | 00T41/2402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 427 CENTER DR, HIGHLANDS, NC 28741-8394 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2221 WESTMINSTER PL, CHARLOTTE, NC 28207-2663 |
| Document Number | 00B43/1270 |
|---|---|
| Date | Apr 15, 2024 |
| Book Page | B-43/1270 |
| Instrument | 2024002056 |
| Name | GRIFFIN FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 2445 5TH AVE STE 340, SAN DIEGO, CA 92101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Apr 18, 2022 |
| Property Address | 427 CENTER DR, HIGHLANDS, NC 28741-8394 |
| Document Number | 00T41/2402 |
| Book / Page | T-41 / 2402 |
| Map Reference | CARD 2509 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022002984 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 511 ROSEMONT DR, DOTHAN, AL 36303-2529 |
| Name | Verified Name |
|---|---|
| Address | 2221 WESTMINSTER PL, CHARLOTTE, NC 28207-2663 |
The 2026 property tax bill for 427 Center Dr was $4,439, up 1% from the year before.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Highlands Town |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,439.00 (+10.01%) | $1,000,710 (+0.3%) Land $250,000 Building $750,710 | $1,000,710 (+0.3%) Land $250,000 Building $750,710 |
| 2025 | $4,035.00 | $997,710 Land $250,000 Building $747,710 | $997,710 Land $250,000 Building $747,710 |
| 2023 | $4,023.00 | $997,710 Land $250,000 Building $747,710 | $997,710 Land $250,000 Building $747,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Center Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 2 (2013–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 Center Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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