427 Cedar Point Rd, Sandusky, OH 44870 Property Records

Erie County property record for 427 Cedar Point Rd, Sandusky, OH 44870 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,082 sqft · built 1951
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Company Names on File
Last Sale	$795,000 (Mar 2025)
Tax Bill	$8,334 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`55-00122-000`

Property Details

APN / Parcel Number

Primary APN	`55-00122-000`
Alternative APN	`003021-8`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,082 sqft Living Area
1st Floor Area	2,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	385 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	222 sqft
Shed	1 Shed
Shed Area	240 sqft
Lean-To	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003021-8
Street Address	427 CEDAR POINT RD
City	SANDUSKY
State	OH
Zip	44870-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4 31 BLK 49 SE 1/2 & 10A OF NW 1/2 BLK 48 BCH TO BAY .7529A
Legal Block	49,48
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	3
Census Block	3005
Census Tract	41900

Owner

Source: Erie County records · APN 55-00122-000

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	427 CEDAR POINT RD, SANDUSKY, OH 44870-5208
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
May 04, 2023	Warranty Deed, Transfer · Commercial Mortgage THIRD FSLA OF CLEVELAND
May 15, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 10, 2017	Warranty Deed, Transfer · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 03, 2025 · Amount on Record
Deed Sale	Mar 03, 2025 · Amount on Record
Prior Sale	May 04, 2023 · Amount on Record
Deed Document Number	20251479
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	427 CEDAR POINT RD, SANDUSKY, OH 44870-5208
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007034
Date	Sep 29, 2023
Instrument	202307034

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 28, 2033

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	May 04, 2023
Property Address	427 CEDAR POINT RD, SANDUSKY, OH 44870-5208
Document Number	0000003130
Instrument Date	May 04, 2023
Instrument	202303130
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	HARTUNG TITLE ORDER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	427 CEDAR POINT RD, SANDUSKY, OH 44870-5208

Mortgage

Document Number	0000003131
Date	May 04, 2023
Instrument	202303131

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	427 CEDAR POINT RD, SANDUSKY, OH 44870-5208
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003649
Date	May 15, 2019
Instrument	201903649

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 03, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	May 10, 2017
Property Address	427 CEDAR POINT RD, SANDUSKY, OH 44870-5208
Document Number	0000004109
Instrument Date	May 10, 2017
Instrument	4109
Transaction Type	Transfer
Record Updated	Aug 24, 2017
Title Company	HARTUNG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 CEDAR POINT RD SANDUSKY OH 448705208, SANDUSKY, OH 44870-5208

Mortgage

Document Number	4110
Date	May 10, 2017
Instrument	4110

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 09, 2032

Tax Assessment & Valuation

Source: Erie County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,334.00	$223,916 (-) Land $101,626 Building $122,290
2024	$8,334.00 (-0.83%) Homeowner's exemption	$223,916 (+32.84%) Land $101,626 Building $122,290	$639,760 (+32.84%) Land $290,360 Building $349,400
2023	$8,404.00 (+32.08%) Homeowner's exemption	$168,563 (+31.1%) Land $72,590 Building $95,973
2022	$6,363.00 Homeowner's exemption	$128,572 Land $72,590 Building $55,982
2021			$481,610 Land $207,400 Building $274,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (39043C), updated April 5, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390430419003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 63 individual NFIP policies nearby
Nearby Flood Policies	63 in force
Nearby Flood Claims	6 (1997–2021)
Most Recent Claim	May 2021, tidal / storm surge

Wildfire

Wildfire Risk	Not exposed less than 1% of the US · less than 1% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BCI Mississippi Broadband	Fiber	10,000 / 10,000

May also be available at this address: Verizon, BCI Mississippi Broadband, Amplex Electric. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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