427 Cedar Bluff Rd, Lafayette, TN 37083 Property Records

Macon County property record for 427 Cedar Bluff Rd, Lafayette, TN 37083

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,472 sqft · built 1910
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,000 (Mar 2018)
Tax Bill	$775 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Mar 2018 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`057-025.00`

Property Details

APN / Parcel Number

Primary APN	`057-025.00`
Alternative APNs	`0105705702500` `056057 02500`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,472 sqft Living Area
1st Floor Area	1,400 sqft
Attic	Attic
Attic Area	960 sqft
Basement Area	112 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	218,236 sqft (5.01 acres)
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	496 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	427 CEDAR BLUFF RD
City	LAFAYETTE
State	TN
Zip	37083-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 6
Legal Tract	6
Jurisdiction	MACON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2020
Census Tract	970302

Owner

Source: Macon County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage APEX BK
Mar 13, 2018	Warranty Deed, Transfer BENCHMARK TITLE COMPANY
Nov 29, 2017	Warranty Deed, Transfer
Nov 29, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Nov 29, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Nov 29, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Nov 29, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2018 · Amount on Record
Deed Sale	Mar 13, 2018 · Amount on Record
Prior Sale	Nov 29, 2017 · Amount on Record
Deed Document Number	2018749
Deed Book / Page	54 / 382
Transfer Doc	244244
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	427 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3436
Document Number	0000001279
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	427 CEDAR BLUFF RD LAFAYETTE TN 370833436, LAFAYETTE, TN 37083-3436

Mortgage

Document Number	0000001279
Date	Apr 27, 2018
Book Page	000057/000099
Instrument	1279

Lender

Name	APEX BK
Address	CAMDEN, TN 38320

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 26, 2021

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Mar 13, 2018
Property Address	427 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3436
Document Number	0000000749
Book / Page	000054 / 000382
Instrument Date	Mar 12, 2018
Instrument	749
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$329.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	427 CEDAR BLUFF RD LAFAYETTE TN 370833436, LAFAYETTE, TN 37083-3436

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Nov 29, 2017
Property Address	427 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3436
Document Number	RB049/0538
Book / Page	RB049 / 0538
Map Reference	MB 69 PG 68
Instrument Date	Nov 28, 2017
Instrument	17003544
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Tax	$112.59
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 FOX RUN LN, LAFAYETTE, TN 37083-3260

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Nov 29, 2017
Property Address	427 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3436
Document Number	0000003543
Book / Page	000049 / 000535
Instrument Date	Nov 28, 2017
Instrument	3543
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$194.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3323 OLD HIGHWAY 52 LAFAYETTE TN 370833341, LAFAYETTE, TN 37083-3341

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Nov 29, 2017
Property Address	427 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3436
Document Number	0000003546
Book / Page	000049 / 000544
Instrument Date	Nov 28, 2017
Instrument	3546
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$222.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 SHILOH RD LAFAYETTE TN 370833006, LAFAYETTE, TN 37083-3006

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Nov 29, 2017
Property Address	427 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3436
Document Number	0000003548
Book / Page	000049 / 000550
Instrument Date	Nov 28, 2017
Instrument	3548
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$154.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 361 RED BOILING SPRINGS TN 371500361, RED BOILING SPRINGS, TN 37150-0361

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Nov 29, 2017
Property Address	427 CEDAR BLUFF RD, LAFAYETTE, TN 37083-3436
Document Number	0000003547
Book / Page	000049 / 000547
Instrument Date	Nov 28, 2017
Instrument	3547
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$96.39
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 HIGHWAY 52 BYP W LAFAYETTE TN 370832633, LAFAYETTE, TN 37083-2633

Tax Assessment & Valuation

Source: Macon County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$775.00 (+2.11%)	$47,775 (-) Land $9,150 Building $38,625	$191,100 (-) Land $36,600 Building $154,500
2024	$759.00 (+82.01%)
2023		$47,775 Land $9,150 Building $38,625	$191,100 Land $36,600 Building $154,500
2019	$417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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