427 Carmichael Cir, Canton, GA 30115 Property Records

Cherokee County property record for 427 Carmichael Cir, Canton, GA 30115

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,568 sqft · built 2020
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Company Names on File
Tax Bill	$1,760 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02N01A 185`

Property Details

APN / Parcel Number

Primary APN	`02N01A 185`
Alternative APNs	`02N01A-00000-185-000` `96121488` `758868`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,568 sqft Living Area
1st Floor Area	2,784 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Area	709 sqft
Porch	Finished/Open Porch
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	758868
Street Address	427 CARMICHAEL CIR
City	CANTON
State	GA
Zip	30115-6892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	LOT 2076 CARMICHAEL FARMS
Legal Lot Number	2076
Jurisdiction	CHEROKEE GA
Township / Civil Division	HOLLY SPRINGS
Census Block Group	1
Census Block	1002
Census Tract	90810

Owner

427 Carmichael Cir is owned by a company that acquired it in May 2024 and is owner-occupied.

Source: Cherokee County records, as of November 10, 2025

Owner of Record	2 Company Names on File
Mailing Address	427 CARMICHAEL CIR, CANTON, GA 30115-6892
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL
Mar 30, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2024
Deed Sale	May 21, 2024
Prior Sale	Mar 30, 2021 · Amount on File
Deed Book / Page	14948 / 860
Prior Transfer Date	Apr 24, 2024
Prior Transfer Doc	0149480860
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	427 CARMICHAEL CIR, CANTON, GA 30115-6892
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3350 GEORGE BUSBEE PKWY NW, KENNESAW, GA 30144-5597

Mortgage

Document Number	0150681719
Date	Nov 18, 2025
Book Page	0000015068/0000001719

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

March 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	Mar 30, 2021
Property Address	427 CARMICHAEL CIR, CANTON, GA 30115-6892
Document Number	0146252220
Book / Page	14625 / 2220
Instrument Date	Mar 30, 2021
Instrument	2021-004027
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 CARMICHAEL CIR, CANTON, GA 30115-6892

Mortgage

Document Number	0146252222
Date	Apr 1, 2021
Book Page	0000014625/0000002222
Instrument	2021018184

Lender

Name	INSPIRE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 427 Carmichael Cir was $1,760 with exemptions applied.

Source: Cherokee County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,760.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed	$277,240 Land $55,200 Building $222,040	$693,100 Land $138,000 Building $555,100
2023		$271,920 (+48.53%) Land $51,200 Building $220,720	$679,800 (+48.53%) Land $128,000 Building $551,800
2022	$1,695.00 Homeowner's exemption Senior Citizen's exemption	$183,076 Land $33,797 Building $149,279	$457,690 Land $84,493 Building $373,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Carmichael Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Carmichael Cir is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY serves 224,427 people · EPA ID GA0570002
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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