427 Cambridge Dr, Desoto, TX 75115 Property Records

Dallas County property record for 427 Cambridge Dr, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1977
Lot Size	0.253 acres (11,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,834 (Feb 2022)
Tax Bill	$5,184 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-09650-007-015-0000`

Property Details

APN / Parcel Number

Primary APN	`20-09650-007-015-0000`
Alternative APN	`200965000701500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,015 sqft (0.253 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	200965000701500
Street Address	427 CAMBRIDGE DR
City	DESOTO
State	TX
Zip	75115-5607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z313
Legal Description	SOUTHAMPTON ESTATES BLK G LOT 15 INT202200050201 DD02182022 CO-DC 0965000701500 4CS09650007
Legal Subdivision	SOUTHAMPTON ESTATES
Legal Tract	9650
Legal Block	G
Legal Lot Number	15
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2008
Census Tract	16632

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	427 CAMBRIDGE DR, DESOTO, TX 75115-5607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Vendor's Lien, Transfer · Conventional Mortgage SOUTHWEST FUNDING LP
Aug 2, 2021	Vendor's Lien, Transfer · Stand-Alone Second Mortgage BOSSE LENDING LLC
Aug 6, 2018	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	202250201
Prior Transfer Date	Jul 30, 2021
Prior Transfer Doc	0000228395
Record Updated	Sep 20, 2026

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Feb 22, 2022
Property Address	427 CAMBRIDGE DR, DESOTO, TX 75115-5607
Document Number	0000050201
Map Reference	VOL 73035 PG 271
Instrument Date	Feb 18, 2022
Instrument	202200050201
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5070 S COLLINS ST STE 203, 5070, ARLINGTON, TX 76018-1140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 CAMBRIDGE DR, DESOTO, TX 75115-5607

Mortgage

Document Number	0000050202
Date	Feb 22, 2022
Instrument	202200050202

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Aug 2, 2021
Property Address	427 CAMBRIDGE DR, DESOTO, TX 75115-5607
Document Number	202100228395
Map Reference	VOL 73035 PG 271
Instrument Date	Jul 30, 2021
Instrument	202100228395
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 DOVE MEADOWS DR, ARLINGTON, TX 76002-4245
Investor	Possibly a Property Investor

Mortgage

Document Number	202100228396
Date	Aug 2, 2021
Instrument	202100228396

Lender

Name	BOSSE LENDING LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DALLAS TX
Property Address	427 CAMBRIDGE DR, DESOTO, TX 75115-5607
Document Number	0000264142
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 CAMBRIDGE DR DESOTO TX 751155607, DESOTO, TX 75115-5607

Mortgage

Document Number	0000264142
Date	Oct 2, 2018
Instrument	264142

Lender

Name	MIDFIRST BK
Type	Bank
Address	501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118-6037

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,660 (-6.62%) Land $55,000 Building $220,660	$275,660 (-6.62%) Land $55,000 Building $220,660
2025	$5,184.00 (-3.27%) Homeowner's exemption	$295,190 (+6.25%) Land $55,000 Building $240,190	$295,190 (+6.25%) Land $55,000 Building $240,190
2024	$5,359.00 (+6.69%)
2023	$5,023.00 (-7.78%) Homeowner's exemption	$277,830 Land $45,000 Building $232,830	$277,830 Land $45,000 Building $232,830
2022	$5,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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