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427 Bratnober St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 427 Bratnober St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 846 sqft · built 1896
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on Record
Last Sale$20,000 (Jan 2022)
Tax Bill$498 (2025)
Deeds & MortgagesJan 2022 Sale
Flood ZoneZone X (moderate risk)
APN8913-23-252-005

Property Details

APN / Parcel Number

Primary APN8913-23-252-005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area846 sqft Living Area
1st Floor Area336 sqft
Basement Area560 sqft
Unfinished Basement560 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1896
Effective Year BuiltEffective 1896
Exterior MaterialOther
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area32 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address427 BRATNOBER ST
CityWATERLOO
StateIA
Zip50703-3609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRICKER AND BRATNOBER LAND CO ADDITION LOT 9 BLK 11
Legal Range13W
Legal Township89N
Legal Section23
Legal SubdivisionRICKER AND BRATNOBER LAND CO
Legal Block11
Legal Lot Number9
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2036
Census Tract500

Owner

Source: Black Hawk County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address427 BRATNOBER ST, WATERLOO, IA 50703-3609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2022 · Amount on Record
Deed SaleJan 10, 2022 · Amount on Record
Deed Document Number202214213
Prior Transfer DateJul 30, 2021
Prior Transfer Doc2022000028
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJan 10, 2022
Property Address427 BRATNOBER ST, WATERLOO, IA 50703-3609
Document Number202200014213
Instrument DateJan 4, 2022
Instrument202200014213
Transaction TypeTransfer
Record UpdatedNov 17, 2022

Transaction

AmountAmount Recorded
Tax$31.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address427 BRATNOBER ST, WATERLOO, IA 50703-3609

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$498.00 (+48.21%) Homeowner's exemption$35,320 (+37.59%) Land $6,370 Building $28,950$35,320 (+37.59%) Land $6,370 Building $28,950
2024$336.00 (-41.36%)
2023$25,670 (+17.86%) Land $6,370 Building $19,300$25,670 (+17.86%) Land $6,370 Building $19,300
2022$573.00$21,780 Land $6,370 Building $15,410
2021$21,780 Land $6,370 Building $15,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1998–2016)
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: GigFire, Nextlink.

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