427 Black Plain Rd, North Smithfield, RI 02896 Property Records

North Smithfield Town property record for 427 Black Plain Rd, North Smithfield, RI 02896

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,424 sqft · built 1975
Lot Size	0.463 acres (20,190 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Mar 2017)
Tax Bill	$5,612 (2025)
Deeds & Mortgages	Aug 2020 Refinance Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NSMI M:0007 L:0099`

Property Details

APN / Parcel Number

Primary APN	`NSMI M:0007 L:0099`
Alternative APN	`3973`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	3,792 sqft
1st Floor Area	1,424 sqft
Basement Area	1,824 sqft
Unfinished Basement	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,190 sqft (0.463 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	3973
Street Address	427 BLACK PLAIN RD
City	NORTH SMITHFIELD
State	RI
Zip	02896-8026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Lot Number	99
Jurisdiction	NORTH SMITHFIELD RI
Township / Civil Division	NORTH SMITHFIELD
Census Block Group	3
Census Block	3009
Census Tract	12803

Owner

427 Black Plain Rd is owned and occupied by two individuals who bought it in March 2017.

Source: North Smithfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	427 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-8026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance E MORTGAGE
Mar 13, 2017	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2017 · Amount on File
Deed Sale	Mar 13, 2017 · Amount on File
Prior Sale	Apr 28, 2008 · Amount on File
Deed Book / Page	739 / 322
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Aug 3, 2020
Property Address	427 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-8026
Document Number	859-301
Book / Page	859 / 301
Instrument Date	Jul 27, 2020
Instrument	42899
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	427 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-8026

Mortgage

Document Number	859-304
Date	Aug 3, 2020
Book Page	859/304
Instrument	42900

Lender

Name	E MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2045

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH SMITHFIELD RI
Recording Date	Mar 13, 2017
Property Address	427 BLACK PLAIN RD, NORTH SMITHFIELD, RI 02896-8026
Document Number	739-322
Book / Page	000739 / 000322
Instrument Date	Mar 10, 2017
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 BLACK PLAIN RD NORTH SMITHFIELD RI 028968026, NORTH SMITHFIELD, RI 02896-8026

Mortgage

Document Number	740-1
Date	Mar 13, 2017
Book Page	000740/000001

Lender

Name	STEARNS LNDG

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 427 Black Plain Rd was $5,612.

Source: North Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Smithfield Town
Unified School District	North Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,612.00	$488,000 Land $107,800 Building $380,200	$521,013
2023	$5,318.00 (+2.45%)	$373,200 (-) Land $89,800 Building $283,400
2022	$5,191.00	$373,200 Land $89,800 Building $283,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 Black Plain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 Black Plain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

4G LTE only, no 5G reported

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