427 Belding St, Crystal, MI 48818 Property Records

Montcalm County property record for 427 Belding St, Crystal, MI 48818

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,726 sqft · built 1919
Lot Size0.27 acres (11,770 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Nov 2021)
Tax Bill$1,769 (2025)
Deeds & MortgagesNov 2010 Line of Credit
Apr 2007 Mortgage
+ 2 more
APN005-138-009-00

Property Details

APN / Parcel Number

Primary APN005-138-009-00

Interior

Bedrooms4 Beds
Full Baths1 Bath
Building Area1,726 sqft Building Perimeter
1st Floor Area1,294 sqft
Basement Area1,294 sqft
Unfinished Basement1,294 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Architectural StyleTraditional
Lot Area11,770 sqft (0.27 acres)
Lot Dimensions103 ft deep x 126 ft wide
Garage Area672 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address427 BELDING ST
CityCRYSTAL
StateMI
Zip48818-8660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 9 & 11, BLK 8, MYER'S ADDITION TO VILLAGE OF CRYSTAL.
Legal SubdivisionMYER'S ADDITION
Legal Block8
Legal Lot Number9,11
JurisdictionMONTCALM MI
Township / Civil DivisionCRYSTAL
Census Block Group2
Census Block2041
Census Tract970900

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address427 BELDING ST, CRYSTAL, MI 48818-8660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2010Deed of Trust, Mortgage · Line of Credit
AUTO BODY CU
Apr 16, 2007Deed of Trust, Mortgage
EQUITY ONE INC
Nov 10, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
DAVID GOODMAN JR
Aug 17, 2009Deed, Transfer
SUMMIT COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2021 · Amount on Record
Deed SaleNov 10, 2021 · Amount on Record
Prior SaleJun 9, 2016 · Amount on Record
Deed Document Number202115865
Record UpdatedSep 20, 2026

November 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTCALM MI
Property Address427 BELDING ST, CRYSTAL, MI 48818-8660
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01493/0254
DateNov 8, 2010
Book Page1493/0254
Lender
NameAUTO BODY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueOct 28, 2035
Interest
Rate TypeAdjustable Rate

April 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTCALM MI
Property Address427 BELDING ST, CRYSTAL, MI 48818-8660
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number01356/0939
DateApr 16, 2007
Book Page1356/0939
Lender
NameEQUITY ONE INC
TypeSubprime Lender
AddressMARLTON, NJ 08053
Agreement
AmountAmount Recorded
Term360 Months
DueApr 1, 2037

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTCALM MI
Recording DateNov 10, 2021
Property Address427 BELDING ST, CRYSTAL, MI 48818-8660
Document Number2021R15865
Instrument DateNov 1, 2021
Instrument2021R15865
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyMISC COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8513 S WEST COUNTY LINE RD, CARSON CITY, MI 48811-9601

Mortgage

Document Number2021R15624
DateNov 10, 2021
Instrument2021R-15624
Lender
NameDAVID GOODMAN JR
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term229 Months
DueDec 1, 2040

Mortgage

Document Number2021R15624
DateNov 5, 2021
Instrument2021R-15624
Lender
NameDAVID GOODMAN JR
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term229 Months
DueDec 1, 2040

August 2009: Deed, Transfer

Document TypeDeed
JurisdictionMONTCALM MI
Recording DateAug 17, 2009
Property Address427 BELDING ST, CRYSTAL, MI 48818-8660
Document Number1452/1186
Book / Page1452 / 1186
Instrument DateJun 26, 2009
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4828 LOOP CENTRAL DR, 4828, HOUSTON, TX 77081-2212

Transferred To (Grantee/Buyer)

NameVerified Name
Address389 S OSBORN RD, SUMNER, MI 48889-9737

Mortgage

Document Number01452/0962
DateAug 14, 2009
Book Page1452/0962
Lender
NameSUMMIT COMMUNITY BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueAug 1, 2039

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMontcalm County
County SubdivisionCrystal Township
Unified School DistrictCarson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$80,600 (+4.4%)$161,200 (+4.4%)
2025$1,769.00 (+1.67%)$77,200 (+14.88%)$154,400 (+129.76%)
2024$1,740.00
2023$67,200$67,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims2 (1983)
Most Recent ClaimAug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CMS Internet
Fiber · Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Point Broadband
Fixed Wireless
100 / 20

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