Hampden County and Springfield City property record for 427 Bay St, Springfield, MA 01109
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,998 sqft · built 1912 |
| Lot Size | 0.153 acres (6,669 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Dec 2020) |
| Tax Bill | $4,987 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:01085 P:0375 |
| Primary APN | SPRI S:01085 P:0375 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,998 sqft Living Area |
| 1st Floor Area | 866 sqft |
| Basement Area | 172 sqft |
| Unfinished Basement | 138 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,669 sqft (0.153 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10850375 |
|---|---|
| Street Address | 427 BAY ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-2933 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 801401 |
427 Bay St, a duplex, is owned and occupied by an individual who bought it in December 2020.
Source: Hampden County and Springfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 427 BAY ST, SPRINGFIELD, MA 01109-2933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2020 | Quit Claim Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Jan 6, 2020 | Quit Claim Deed, Transfer · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on File |
| Deed Sale | Dec 11, 2020 · Amount on File |
| Prior Sale | Jan 6, 2020 · Amount on File |
| Deed Document Number | 202074125 |
| Deed Book / Page | 23585 / 475 |
| Prior Transfer Date | Dec 27, 2019 |
| Prior Transfer Doc | 23033-463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Dec 11, 2020 |
| Property Address | 427 BAY ST, SPRINGFIELD, MA 01109-2933 |
| Document Number | 023585-475 |
| Book / Page | 23585 / 475 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 74125 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 BAY ST, SPRINGFIELD, MA 01109-2933 |
| Document Number | 0000074126 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 74126 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jan 6, 2020 |
| Property Address | 427 BAY ST, SPRINGFIELD, MA 01109-2933 |
| Document Number | 23033-463 |
| Book / Page | 023033 / 000463 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 613 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $4.65 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 73 CENTER ST WINDSOR LOCKS CT 060961837, WINDSOR LOCKS, CT 06096-1837 |
| Document Number | 23033-472 |
|---|---|
| Date | Jan 6, 2020 |
| Book Page | 023033/000472 |
| Instrument | 614 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 427 Bay St was $4,987, up 0.9% from the year before.
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,987.00 (+0.87%) | $322,600 (+2.32%) Land $49,900 Building $272,700 | $378,750 |
| 2025 | $4,944.00 | $315,300 Land $31,300 Building $284,000 | |
| 2023 | $4,368.00 | $256,200 Land $28,400 Building $227,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 Bay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 427 Bay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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