Madison County property record for 427 Autumn Oak Dr, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7 ba · 3,280 sqft · built 1988 |
| Lot Size | 0.447 acres (19,475 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,935 (Jun 2026) |
| Tax Bill | $4,684 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072E-15B-001/01.56 |
| Primary APN | 072E-15B-001/01.56 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 7 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,280 sqft Adjusted Area |
| Gross Area | 2,757 sqft |
| 1st Floor Area | 2,757 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,475 sqft (0.447 acres) |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|
| Account Number | 11580 |
|---|---|
| Street Address | 427 AUTUMN OAK DR |
| City | MADISON |
| State | MS |
| Zip | 39110-9149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 56 OAK HOLLOW C@12 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 15 |
| Legal Subdivision | OAK HOLLOW |
| Legal Lot Number | 56 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30207 |
Source: Madison County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 427 AUTUMN OAK DR, MADISON, MS 39110-9149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Jun 21, 2022 | Deed of Trust, Mortgage · VA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Apr 3, 2023 | Deed of Trust, Mortgage · Line of Credit VERITAS FCU |
| Jun 26, 2025 | Deed of Trust, Mortgage · Line of Credit VERITAS FCU |
| Feb 25, 2026 | Warranty Deed, Transfer FIRST BANK |
| Aug 25, 2017 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on Record |
| Deed Sale | Jun 24, 2026 · Amount on Record |
| Prior Sale | Feb 25, 2026 · Amount on Record |
| Deed Document Number | 20261054283 |
| Deed Book / Page | 4698 / 586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 24, 2026 |
| Property Address | 427 AUTUMN OAK DR, MADISON, MS 39110-9149 |
| Document Number | 0001054283 |
| Book / Page | 4698 / 586 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20261054283 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 AUTUMN OAK DR, MADISON, MS 39110-9149 |
| Document Number | 0001054284, |
|---|---|
| Date | Jun 24, 2026 |
| Instrument | 20261054284 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 427 AUTUMN OAK DR, MADISON, MS 39110-9149 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2729 MUSGRAY RD, WATERFORD, MS 38685-9786 |
| Document Number | 004225/380 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 4225/380 |
| Instrument | 959534 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75234 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 427 AUTUMN OAK DR, MADISON, MS 39110-9149 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2729 MUSGRAY RD, WATERFORD, MS 38685-9786 |
| Document Number | 004316/914 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 4316/914 |
| Instrument | 979498 |
| Name | VERITAS FCU |
|---|---|
| Type | Credit Union |
| Address | SMYRNA, TN 37167 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 427 AUTUMN OAK DR, MADISON, MS 39110-9149 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2729 MUSGRAY RD, WATERFORD, MS 38685-9786 |
| Document Number | 004570/138 |
|---|---|
| Date | Jun 26, 2025 |
| Book Page | 4570/138 |
| Instrument | 1030107 |
| Name | VERITAS FCU |
|---|---|
| Type | Credit Union |
| Address | SMYRNA, TN 37167 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Feb 25, 2026 |
| Property Address | 427 AUTUMN OAK DR, MADISON, MS 39110-9149 |
| Document Number | 004650/370 |
| Book / Page | 4650 / 370 |
| Map Reference | CAB C SL 12 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 1046394 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2729 MUSGRAY RD, WATERFORD, MS 38685-9786 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 654, TERRY, MS 39170-0654 |
| Document Number | 0001046395 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 1046395 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 7 Months |
| Due | Sep 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 427 AUTUMN OAK DR, MADISON, MS 39110-9149 |
| Document Number | 0000819907 |
| Book / Page | 003517 / 000917 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 427 AUTUMN OAK DR MADISON MS 391109149, MADISON, MS 39110-9149 |
| Document Number | 0000819907 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 003517/000917 |
| Instrument | 819907 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,684.00 | $40,200 (+5%) | $268,000 (-) Land $50,000 Building $218,000 |
| 2024 | $4,684.00 (+65.92%) | ||
| 2023 | $2,823.00 Homeowner's exemption | $26,800 | $268,000 Land $50,000 Building $218,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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