Benton County property record for 427 5th Ave SE, Saint Cloud, MN 56304 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.134 acres (5,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,900 (Apr 2007) |
| Tax Bill | $2,390 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.00467.00 |
| Primary APN | 17.00467.00 |
|---|
| Lot Area | 5,874 sqft (0.134 acres) |
|---|
| Street Address | 427 5TH AVE SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-36 TWP-036 RANGE-031 A A WRIGHT'S ADDN LOT-008 BLOCK-001 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | A A WRIGHT'S ADDN |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 5 |
| Census Block | 5055 |
| Census Tract | 21201 |
Source: Benton County records · APN 17.00467.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 427 5TH AVE SE, SAINT CLOUD, MN 56304-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| May 31, 2017 | Warranty Deed, Transfer LIBERTY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 05, 2007 · Amount on Record |
| Deed Sale | Apr 05, 2007 · Amount on Record |
| Prior Sale | Sep 15, 2005 · Amount on Record |
| Deed Document Number | 20071347237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Apr 01, 2026 |
| Property Address | 427 5TH AVE SE, SAINT CLOUD, MN 56304-1009 |
| Document Number | 0000482516 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 2026482516 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 427 5TH AVE SE, SAINT CLOUD, MN 56304-1009 |
| Document Number | 0000482516, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 2026482516 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 254 Months |
| Due | Jun 01, 2047 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | May 31, 2017 |
| Property Address | 427 5TH AVE SE, SAINT CLOUD, MN 56304-1009 |
| Document Number | 0000423017 |
| Instrument Date | May 25, 2017 |
| Instrument | 423017 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000423018 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 423018 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56302 |
| Amount | Amount Recorded |
|---|
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,390.00 (+12.1%) Homeowner's exemption | $181,100 (-) Land $25,000 Building $156,100 | $181,100 (-) Land $25,000 Building $156,100 |
| 2025 | $2,132.00 (+7.24%) Homeowner's exemption | $181,100 (-) Land $25,000 Building $156,100 | $181,100 (-) Land $25,000 Building $156,100 |
| 2023 | $1,988.00 | $181,100 Land $25,000 Building $156,100 | $181,100 Land $25,000 Building $156,100 |
Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 356 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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