427 5th Ave NE, Largo, FL 33770 Property Records

Pinellas County property record for 427 5th Ave NE, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 930 sqft · built 1952
Lot Size	0.142 acres (6,190 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jul 2023)
Tax Bill	$4,534 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-1921-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-1921-0`
Alternative APNs	`34-29-15-76536-006-0070` `291534765360060070` `152934765360060070` `R376206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	930 sqft Living Area
Gross Area	1,270 sqft
1st Floor Area	930 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1973
Architectural Style	Custom Design
Exterior Material	Frame/Stucco
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,190 sqft (0.142 acres)
Lot Dimensions	129 ft deep x 48 ft wide
Porch	Slab
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R376206
Street Address	427 5TH AVE NE
City	LARGO
State	FL
Zip	33770-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROOSEVELT GROVES BLK 6, LOT 7
Legal Range	15E
Legal Township	29S
Legal Section	34
Legal Subdivision	ROOSEVELT GROVES
Legal Tract	76536
Legal Block	6
Legal Lot Number	7
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1016
Census Tract	25604

Owner

427 5th Ave NE is owned and occupied by an individual who bought it in July 2023.

Source: Pinellas County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2098 SEMINOLE BLVD, 5112, LARGO, FL 33778-1725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROMMA FINANCIAL SERVICES INC
Jul 20, 2023	Warranty Deed, Transfer · FHA Mortgage BELL BANK
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage CAGG HOLDINGS LLC
Sep 7, 2021	Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on File
Deed Sale	Jul 20, 2023 · Amount on File
Prior Sale	Oct 5, 2021 · Amount on File
Deed Document Number	2023187759
Deed Book / Page	22510 / 154
Prior Transfer Date	Jun 19, 2002
Prior Transfer Doc	0125590716
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	427 5TH AVE NE, LARGO, FL 33770-1525
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 5TH AVENUE, LARGO, FL 33770-1525

Mortgage

Document Number	0225030777
Date	Jul 13, 2023
Book Page	22503/777
Instrument	2023181614

Lender

Name	ROMMA FINANCIAL SERVICES INC
Address	33642

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	2 Months
Due	Sep 1, 2023

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 20, 2023
Property Address	427 5TH AVE NE, LARGO, FL 33770-1525
Document Number	0225100154
Book / Page	22510 / 154
Map Reference	MB 17 PG 18
Instrument Date	Jul 17, 2023
Instrument	2023187759
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16781 SW 282ND ST, HOMESTEAD, FL 33030-2052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 SEMINOLE BLVD APT 5112, 5112, LARGO, FL 33778-1725

Mortgage

Document Number	0022510156
Date	Jul 20, 2023
Instrument	22510/156

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	0225100167
Date	Jul 20, 2023
Book Page	22510/167
Instrument	2023187761

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 5, 2021
Property Address	427 5TH AVE NE, LARGO, FL 33770-1525
Document Number	0217472158
Book / Page	21747 / 2158
Map Reference	MB 17 PG 18
Instrument Date	Sep 30, 2021
Instrument	2021325950
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	PEER TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 672, SAINT PETERSBURG, FL 33731-0672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 5TH AVE NE, LARGO, FL 33770-1525

Mortgage

Document Number	0217552205
Date	Oct 11, 2021
Book Page	21755/2205
Instrument	2021332098

Lender

Name	CAGG HOLDINGS LLC
Type	Non-Lending Institution
Address	TAMPA, FL 33679

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 1, 2026

September 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 7, 2021
Property Address	427 5TH AVE NE, LARGO, FL 33770-1525
Document Number	0217050993
Book / Page	21705 / 993
Map Reference	MB 17 PG 18
Instrument Date	Aug 31, 2021
Instrument	2021292772
Transaction Type	Construction Loan
Record Updated	Mar 21, 2024
Title Company	ALBATROSS TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$665.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 61501, SAINT PETERSBURG, FL 33784-1501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 WILSHIRE BLVD # 813, 813, SANTA MONICA, CA 90403-5704

Mortgage

Document Number	0021705995
Date	Sep 7, 2021
Instrument	21705/995

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 427 5th Ave NE was $4,534 with a homeowner's exemption, down 5.2% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,534.00 (-5.17%) Homeowner's exemption	$280,993 Land $116,254 Building $164,739	$280,993 Land $116,254 Building $164,739
2024	$4,781.00 (+37.66%)
2023	$3,473.00 (+26.38%)	$237,898 (+64.72%)	$237,898 (+64.72%) Land $114,467 Building $123,431
2022	$2,748.00	$144,426	$144,426 Land $113,137 Building $31,289

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 427 5th Ave NE in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1982–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 5th Ave NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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