Stephens County property record for 427 4th St, Velma, OK 73491
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,474 sqft · built 1970 |
| Lot Size | 0.541 acres (23,548 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $74 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 28694 |
| Primary APN | 28694 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,474 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,548 sqft (0.541 acres) |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 436 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28694 |
|---|---|
| Street Address | 427 4TH ST |
| City | VELMA |
| State | OK |
| Zip | 73491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 6 LT 3 WILDHORSE |
| Legal Range | 05W |
| Legal Township | 01S |
| Legal Section | 24 |
| Legal Subdivision | WILDHORSE ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | VELMA-ALMA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 1000 |
427 4th St is owned and occupied by an individual who acquired it in September 2022.
Source: Stephens County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 296, VELMA, OK 73491-0296 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2001 |
| Deed Sale | Jan 25, 2001 |
| Prior Sale | Apr 30, 1999 · Amount on File |
| Deed Book / Page | 2484 / 278 |
| Last Transfer Date | Sep 21, 2022 |
| Transfer Doc | 0006231/83 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Sep 21, 2022 |
| Property Address | 427 4TH ST, VELMA, OK 73491 |
| Document Number | 0006231/83 |
| Book / Page | 6231 / 83 |
| Instrument Date | Sep 19, 2022 |
| Instrument | I-2022-009731 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 427 4th St was $74 with a homeowner's exemption, down 1.3% from the year before.
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Velma Town |
| Unified School District | Velma-Alma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,981 (-) Land $193 Building $2,788 | $27,094 (-57.92%) Land $1,750 Building $25,344 | |
| 2025 | $74.00 (-1.33%) Homeowner's exemption | $2,981 (+0.03%) Land $202 Building $2,779 | $64,392 (-6.76%) Land $4,355 Building $60,037 |
| 2024 | $75.00 (-1.32%) Homeowner's exemption | $2,980 (-0.03%) Land $188 Building $2,792 | $69,063 (+12.62%) Land $4,355 Building $64,708 |
| 2023 | $76.00 Homeowner's exemption | $2,981 Land $212 Building $2,769 | $61,323 Land $4,355 Building $56,968 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 427 4th St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 72% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| 360 Broadband Fixed Wireless | 200 / 50 |
| Windstream DSL | 100 / 3 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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