427 4th Ave NE, Largo, FL 33770 Property Records

Pinellas County property record for 427 4th Ave NE, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 736 sqft · built 1960
Lot Size	0.142 acres (6,190 sqft)
Owner	2 Individual Names on File
Last Sale	$106,000 (Mar 2017)
Tax Bill	$1,493 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-1900-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-1900-4`
Alternative APNs	`34-29-15-76536-005-0070` `291534765360050070` `152934765360050070` `R376185`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	736 sqft Living Area
Gross Area	760 sqft
1st Floor Area	736 sqft
Flooring	Tile
Interior Walls	Composition

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1997
Architectural Style	H-Shape
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,190 sqft (0.142 acres)
Lot Dimensions	129 ft deep x 48 ft wide
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R376185
Street Address	427 4TH AVE NE
City	LARGO
State	FL
Zip	33770-1548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROOSEVELT GROVES BLK 5, LOT 7
Legal Range	15E
Legal Township	29S
Legal Section	34
Legal Subdivision	ROOSEVELT GROVES
Legal Tract	76536
Legal Block	5
Legal Lot Number	7
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1019
Census Tract	25604

Owner

427 4th Ave NE is owned and occupied by two individuals who acquired it in September 2026.

Source: Pinellas County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	427 4TH AVE NE, LARGO, FL 33770-1548
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 7, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Jan 25, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Dec 15, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jun 14, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 2, 2017	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2017 · Amount on File
Deed Sale	Mar 2, 2017 · Amount on File
Prior Sale	May 10, 2016 · Amount on File
Deed Document Number	201767711
Deed Book / Page	19539 / 2006
Last Transfer Date	Sep 9, 2026
Transfer Doc	0000244275
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 11, 2026
Property Address	427 4TH AVE NE, LARGO, FL 33770-1548
Document Number	0000244275
Book / Page	23691 / 125
Instrument Date	Sep 9, 2026
Instrument	2026244275
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 4TH AVE NE, LARGO, FL 33770-1548

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	427 4TH AVE NE, LARGO, FL 33770-1548
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 4TH AVE NE, LARGO, FL 33770-1548

Mortgage

Document Number	0217040954
Date	Sep 7, 2021
Book Page	21704/954
Instrument	2021292221

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2050

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jan 25, 2023
Property Address	427 4TH AVE NE, LARGO, FL 33770-1548
Document Number	0223270114
Book / Page	22327 / 114
Map Reference	MB 17 PG 18
Instrument Date	Jan 17, 2023
Instrument	2023020682
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 4TH AVE NE, LARGO, FL 33770-1548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 4TH AVE NE, LARGO, FL 33770-1548

Mortgage

Document Number	0022327117
Date	Jan 25, 2023
Instrument	22327/117

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.98%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.9%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	427 4TH AVE NE, LARGO, FL 33770-1548
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 4TH AVE NE, LARGO, FL 33770-1548

Mortgage

Document Number	0212981912
Date	Dec 15, 2020
Book Page	21298/1912
Instrument	2020375835

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2050

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jun 14, 2021
Property Address	427 4TH AVE NE, LARGO, FL 33770-1548
Document Number	0215801096
Book / Page	21580 / 1096
Map Reference	MB 17 PG 18
Instrument Date	Jun 11, 2021
Instrument	2021195892
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 4TH AVE NE, LARGO, FL 33770-1548

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 2, 2017
Property Address	427 4TH AVE NE, LARGO, FL 33770-1548
Document Number	0195392006
Book / Page	019539 / 002006
Instrument Date	Feb 6, 2017
Instrument	67711
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	427 4TH AVE NE LARGO FL 337701548, LARGO, FL 33770-1548

Mortgage

Document Number	195392008
Date	Mar 2, 2017
Book Page	019539/002008
Instrument	67712

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 427 4th Ave NE was $1,493, down 2.4% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,493.00 (-2.42%)	$128,117	$224,508 Land $114,308 Building $110,200
2024	$1,530.00 (+2.82%)
2023	$1,488.00 (+4.06%) Homeowner's exemption	$120,880 (+3%)	$196,832 (-0.24%) Land $111,041 Building $85,791
2022	$1,430.00 Homeowner's exemption	$117,359	$197,303 Land $112,443 Building $84,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 427 4th Ave NE in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1982–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 427 4th Ave NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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