St. Clair County property record for 427 16th St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1923 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Apr 2005) |
| Tax Bill | $1,272 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-720-0044-000 |
| Primary APN | 74-06-720-0044-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 576 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 427 16TH ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-4248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 41 WATERLOO'S SUBDIVISION OF PART OF SECTIONS 9 AND 10 |
| Legal Subdivision | WATERLOOS SUBDIVISION |
| Legal Lot Number | 41 |
| Legal Unit | 41 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 623000 |
427 16th St is owned and occupied by an individual who bought it in April 2005.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 427 16TH ST, PORT HURON, MI 48060-4248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2005 · Amount on File |
| Deed Sale | Apr 27, 2005 · Amount on File |
| Deed Document Number | 200512875 |
| Deed Book / Page | 3327 / 715 |
| Prior Transfer Date | Apr 20, 2005 |
| Prior Transfer Doc | 003327/715 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 26, 2026 |
| Property Address | 427 16TH ST, PORT HURON, MI 48060-4248 |
| Document Number | 0000012927 |
| Book / Page | 5937 / 653 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202612927 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 427 16TH ST, PORT HURON, MI 48060-4248 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012927, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 5937/653 |
| Instrument | 202612927 |
| Name | GENISYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 22, 2046 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 427 16th St was $1,272 with a homeowner's exemption, up 2.9% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,100 (+15.85%) | $108,200 | |
| 2025 | $1,272.00 (+2.91%) Homeowner's exemption | $46,700 | |
| 2024 | $1,236.00 | $93,400 | |
| 2023 | $37,500 | ||
| 2022 | $924.00 | $75,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 427 16th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 427 16th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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