42696 Saragoza Ct, Indio, CA 92203 Property Records

Riverside County property record for 42696 Saragoza Ct, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,502 sqft · built 2018
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Sep 2026)
Tax Bill	$6,830 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`692-630-007`

Property Details

APN / Parcel Number

Primary APN	`692-630-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,502 sqft Living Area
Gross Area	3,004 sqft
1st Floor Area	2,502 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	42696 SARAGOZA CT
City	INDIO
State	CA
Zip	92203-2897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHPD
Legal Description	.17 ACRES M/L IN LOT 7 MB 407/086 TR 31975
Legal Tract	31975
Legal Lot Number	7
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	2
Census Block	2001
Census Tract	45306

Owner

42696 Saragoza Ct is owned and occupied by two individuals who bought it in September 2026.

Source: Riverside County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	42696 SARAGOZA CT, INDIO, CA 92203-2897
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Grant Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAP
Feb 28, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Apr 3, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Feb 28, 2019 · Amount on File
Deed Document Number	2026286204
Prior Transfer Date	May 19, 2011
Prior Transfer Doc	0000224146
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 11, 2026
Property Address	42696 SARAGOZA CT, INDIO, CA 92203-2897
Document Number	0000286204
Instrument Date	Aug 26, 2026
Instrument	2026286204
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,216.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	42696 SARAGOZA CT, INDIO, CA 92203-2897

Mortgage

Document Number	0000286205,
Date	Sep 11, 2026
Instrument	2026286205

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	42696 SARAGOZA CT, INDIO, CA 92203-2897
Document Number	0000310573
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42696 SARAGOZA CT INDIO CA 922032897, INDIO, CA 92203-2897

Mortgage

Document Number	0000310573
Date	Jul 15, 2020
Instrument	310573

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 28, 2019
Property Address	42696 SARAGOZA CT, INDIO, CA 92203-2897
Document Number	0000068584
Map Reference	DOC2016-0335805
Instrument Date	Feb 20, 2019
Instrument	2019-0068584
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 22, 2022
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42696 SARAGOZA CT, INDIO, CA 92203-2897

Mortgage

Document Number	0000068585
Date	Feb 28, 2019
Instrument	2019-0068585

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 3, 2018
Property Address	42696 SARAGOZA CT, INDIO, CA 92203-2897
Document Number	0000126080
Instrument Date	Mar 27, 2018
Instrument	126080
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$2,344.65
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2280 WARDLOW CIR #100 CORONA CA 928802879, 100, CORONA, CA 92880-2879
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 42696 Saragoza Ct was $6,830 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,855 (+2%) Land $28,443 Building $358,412
2025	$6,830.00 Homeowner's exemption	$379,271 Land $27,886 Building $351,385
2023	$6,419.00 (+3.93%) Homeowner's exemption	$364,546 Land $26,804 Building $337,742
2022	$6,176.00
2021			$393,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42696 Saragoza Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42696 Saragoza Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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