Wayne County property record for 4269 Lapham St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,576 sqft · built 1929 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Jul 2017) |
| Tax Bill | $3,140 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-183-14-025 |
| Primary APN | 82-10-183-14-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 808 sqft |
| Basement Area | 808 sqft |
| Unfinished Basement | 808 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 114 ft deep x 40 ft wide |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4269 LAPHAM ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-3434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 89 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF CHAS LAPHAM SUB |
| Legal Subdivision | CHARLES LAPHAM |
| Legal Lot Number | 89 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 574100 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4269 LAPHAM ST, DEARBORN, MI 48126-3434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 5, 2021 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jul 26, 2017 | Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2017 · Amount on Record |
| Deed Sale | Jul 26, 2017 · Amount on Record |
| Prior Sale | Dec 21, 2015 · Amount on Record |
| Deed Document Number | 2017261487 |
| Deed Book / Page | 53852 / 444 |
| Prior Transfer Date | Aug 15, 2013 |
| Prior Transfer Doc | 0510090097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 4269 LAPHAM ST, DEARBORN, MI 48126-3434 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | PARKS TITLE |
| Name | Verified Name |
|---|---|
| Address | 4269 LAPHAM ST, DEARBORN, MI 48126-3434 |
| Document Number | 0570811134 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 57081/1134 |
| Instrument | 2021359483 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 4269 LAPHAM ST, DEARBORN, MI 48126-3434 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4269 LAPHAM ST, DEARBORN, MI 48126-3434 |
| Document Number | 0570840617 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 57084/617 |
| Instrument | 2021360187 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 10, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jul 26, 2017 |
| Property Address | 4269 LAPHAM ST, DEARBORN, MI 48126-3434 |
| Document Number | 0538520444 |
| Book / Page | 53852 / 0444 |
| Map Reference | LB63 PG39 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 2017261487 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | VENTURE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,049.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6914 WING LAKE RD, 6914, BLOOMFIELD HILLS, MI 48301-2960 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4269 LAPHAM ST, DEARBORN, MI 48126-3434 |
| Document Number | 2017261521 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 2017261521 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,400 (+22.04%) | $296,800 (+22.04%) | |
| 2025 | $3,140.00 (-0.25%) Homeowner's exemption | $121,600 (+39.29%) | $243,200 (+39.29%) |
| 2023 | $87,300 | $174,600 | |
| 2019 | $3,148.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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