4268 Winding Way, Kalamazoo, MI 49004 Property Records

Kalamazoo County property record for 4268 Winding Way, Kalamazoo, MI 49004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,196 sqft · built 2003
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jun 2026)
Tax Bill	$8,272 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-170-090`

Property Details

APN / Parcel Number

Primary APN	`06-06-170-090`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,196 sqft Living Area
1st Floor Area	1,598 sqft
Basement Area	1,598 sqft
Unfinished Basement	1,598 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	31,363 sqft (0.72 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4268 WINDING WAY
City	KALAMAZOO
State	MI
Zip	49004-3171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	3906 06 170 090 TWIN LAKES HIGHLAND LOT 9
Legal Subdivision	TWIN LAKES HIGHLAND
Legal Lot Number	9
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	1
Census Block	1001
Census Tract	1501

Owner

4268 Winding Way is owned and occupied by two individuals who bought it in June 2026.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1320 HIGHGATE RD, KALAMAZOO, MI 49006-1988
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Apr 22, 2026	Deed of Trust, Mortgage · Construction Mortgage ARBOR FINANCIAL CREDIT UNION
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	Jun 4, 2007 · Amount on File
Deed Document Number	202617422
Prior Transfer Date	Dec 2, 2024
Prior Transfer Doc	2024030657
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 5, 2026
Property Address	4268 WINDING WAY, KALAMAZOO, MI 49004-3171
Document Number	0000017423
Instrument Date	May 29, 2026
Instrument	202617423
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 HIGHGATE RD, KALAMAZOO, MI 49006-1988

Mortgage

Document Number	0000017423,
Date	Jun 5, 2026
Instrument	202617423

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 5, 2026
Property Address	4268 WINDING WAY, KALAMAZOO, MI 49004-3171
Document Number	0000017422
Instrument Date	May 29, 2026
Instrument	202617422
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	DEVON, DEVON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$477,730.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1320 HIGHGATE RD, KALAMAZOO, MI 49006-1988

Mortgage

Document Number	0000017422,
Date	Jun 5, 2026
Instrument	202617422

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 22, 2026
Property Address	4268 WINDING WAY, KALAMAZOO, MI 49004-3171
Document Number	0000012705
Instrument Date	Apr 20, 2026
Instrument	202612705
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4268 WINDING WAY, KALAMAZOO, MI 49004-3171

Mortgage

Document Number	0000012705,
Date	Apr 22, 2026
Instrument	202612705

Lender

Name	ARBOR FINANCIAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 1, 2027

Interest

Rate Type	Balloon
Rate	6.22%
Initial Type	Balloon
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	4268 WINDING WAY, KALAMAZOO, MI 49004-3171
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020034955
Date	Oct 9, 2020
Instrument	2020-034955

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 4268 Winding Way was $8,272 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Kalamazoo Charter Township
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,000 (+4.16%)	$446,000 (+4.16%)
2025	$8,272.00 Homeowner's exemption	$214,100	$428,200
2023		$182,700	$365,400
2019	$6,588.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4268 Winding Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4268 Winding Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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