Floyd County property record for 4268 KY Route 979, Harold, KY 41635
| Property Type | Single Family Home |
|---|---|
| Details | 1,782 sqft · built 2002 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $384 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 096-00-00-004.02 |
| Primary APN | 096-00-00-004.02 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,782 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Foundation Type | Block |
| Roof Type | Gable |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Account Number | 6379 |
|---|---|
| Street Address | 4268 KY ROUTE 979 |
| City | HAROLD |
| State | KY |
| Zip | 41635-9019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAND & MODULAR |
| Jurisdiction | FLOYD KY |
| Township / Civil Division | GRETHEL-TEABERRY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 920401 |
4268 KY Route 979 is owned by an individual who acquired it in January 2021.
Source: Floyd County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4190 KY ROUTE 979, HAROLD, KY 41635-8801 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2021 |
| Deed Sale | Jan 21, 2021 |
| Deed Document Number | 0000660695 |
| Deed Book / Page | 660 / 695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD KY |
| Property Address | 4268 KY ROUTE 979, HAROLD, KY 41635-9019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000756/20 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 756/20 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
The 2025 property tax bill for 4268 KY Route 979 was $384.
Source: Floyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $384.00 | $32,000 Land $20,000 Building $12,000 | $32,000 Land $20,000 Building $12,000 |
| 2023 | $386.00 | $32,000 | $32,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4268 KY Route 979 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2021–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4268 KY Route 979 is high, ranking above 82% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 96% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN WATER & SEWER DISTRICT serves 15,110 people · EPA ID KY0360026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Feb 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Inter-Mountain Cable Cable | 1,000 / 40 |
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